Credit union · NCUA insured
Memorial Employees Financial Credit Union Savings Rates
Memorial Employees Financial Credit Union’s best savings rate is 0.47% APY on $10,000, with its Advantage Money Market. Rates checked October 15, 2026.
How Memorial Employees Financial Credit Union’s savings rates compare
Compared with banks and credit unions near Miami, FL, where Memorial Employees Financial Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Memorial Employees Financial Credit Union
0.47%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $47
Advantage Money Market
Top rate
JM Associates FCU
5.12%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $512
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Memorial Employees Financial Credit Union savings score
76
Savings score
Higher than 41% of U.S. banks and credit unions
- $1,000 balance$1,0000.08%
- $10,000 balance$10,0000.47%
- $100,000 balance$100,0000.70%
- QualifiedQualified0.47%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Memorial Employees Financial Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Elite Money Market
0.70%APY
Other rates may be available.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50,000 and upMinimum balance of $50,000 to earn stated APY. Other rates may be available. Up to 6 withdrawals per month (only 3 can be by check).$50,000 and up | 0.70% | — | Minimum balance of $50,000 to earn stated APY. Other rates may be available. Up to 6 withdrawals per month (only 3 can be by check). |
Sources (2)
All captured Oct 5, 2026
Advantage Plus Money Market
0.55%APY
Other rates may be available.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25,000 and upMinimum balance of $25,000 to earn stated APY. Other rates may be available. Up to 6 withdrawals per month (only 3 can be by check).$25,000 and up | 0.55% | — | Minimum balance of $25,000 to earn stated APY. Other rates may be available. Up to 6 withdrawals per month (only 3 can be by check). |
Sources (2)
All captured Oct 5, 2026
Advantage Money Market
0.47%APY
Other rates may be available.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10,000 and upMinimum balance of $10,000 to earn stated APY. Other rates may be available. Up to 6 withdrawals per month (only 3 can be by check).$10,000 and up | 0.47% | $47 | Minimum balance of $10,000 to earn stated APY. Other rates may be available. Up to 6 withdrawals per month (only 3 can be by check). |
Sources (2)
All captured Oct 5, 2026
Money Market
0.42%APY
Other rates may be available.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upMinimum balance of $2,500 to earn stated APY. Other rates may be available. Up to 6 withdrawals per month (only 3 can be by check).$2,500 and up | 0.42% | $42 | Minimum balance of $2,500 to earn stated APY. Other rates may be available. Up to 6 withdrawals per month (only 3 can be by check). |
Sources (2)
All captured Oct 5, 2026
Share Savings
0.08%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.08% | $8 |
Special-purpose accounts
Holiday Club
0.08%APY
When the time rolls around, Holiday Club funds will automatically be deposited into your savings account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.08% | $8 |
Vacation Club
0.08%APY
When the time rolls around, Vacation Club funds will automatically be deposited into your savings account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.08% | $8 |
Who can join Memorial Employees Financial Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.