Compare Bank & Credit Union Rates
Best savings rates in Washington, DC
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in Washington, DC
- 0.13%APY$13 a year on $10,000with conditions
Requirements
Product: Enrollment in a Signal Direct Bundle or Signal Premium Bundle required to open a Direct or Premium Money Market Account. Membership required to open or maintain any additional products. Fees may reduce earnings on the account. Dividends are compounded daily and credited monthly.
Offer: Enrollment in a Signal Direct Bundle or Signal Premium Bundle required. Minimum balance requirements apply to daily balance.
Qualified rate · 0.13% interest rate · Compounded daily · Effective Oct 7, 2026
Rate checked
More details - 0.12%APY$12 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold Private Client relationship tier (requires $800,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold Private Client tier.
Qualified rate · 0.12% interest rate · $4.50 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Maintain a $300 daily balance or receive at least one Round Up Savings transfer credit each month (enrollment required) to avoid a $5 monthly maintenance fee.
Offer: $5 monthly maintenance fee waived with a $300 daily balance or at least one Round Up Savings transfer credit each month. $25 minimum opening deposit.
0.10% interest rate · $5 monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: $25 minimum opening deposit.
0.10% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a U.S. citizen or lawful permanent resident with a U.S. physical address (or military APO/FPO), at least 18 years old, and have a U.S.-based mobile phone. Paperless customer requirement: must agree to electronic delivery of disclosures/communications and maintain a valid email address.
Offer: Variable standard rate for daily collected balance range $0.01 - $9,999.99. No minimum balance required to obtain disclosed APY.
0.10% interest rate · Effective May 20, 2026
Rate checked
More details - IDB Global Federal Credit UnionPrimary Share Savings AccountSavings · $50 min
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Membership eligibility applies: employees, consultants, interns, retirees, Executive/Alternate Directors of IDB, IDB Invest, or IDB Lab; contractors in IDB HQ Building in Washington, DC; or immediate family members. Completion of payment of one share ($50.00 par value) in a Savings (Share) account required as condition of membership.
Offer: Must maintain a minimum balance of $50.00 in the account each day to obtain the disclosed annual percentage yield. $50.00 minimum opening deposit. Dividends compounded and credited monthly. Daily balance method.
0.10% interest rate · Effective Dec 1, 2024
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership eligibility applies: employees, consultants, interns, retirees, Executive/Alternate Directors of IDB, IDB Invest, or IDB Lab; contractors in IDB HQ Building in Washington, DC; or immediate family members. Must maintain membership with Credit Union.
Offer: Must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed annual percentage yield. No minimum balance required to open this account. Dividends compounded and credited monthly. Daily balance method.
0.10% interest rate · Effective Dec 1, 2024
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable rate account. Dividends compounded and credited monthly based on average daily balance. Accounts closed before dividend period end will not receive accrued dividends. No monthly maintenance fees.
Offer: Minimum balance $5.00. No monthly maintenance fees.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable rate account. Dividends compounded and credited monthly based on average daily balance. Accounts closed before dividend period end will not receive accrued dividends.
Offer: Minimum balance is N/A.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must purchase and maintain a $5 member share in the Credit Union to become a member-owner and maintain membership. No monthly fees. Dividends are declared quarterly by the Board of Directors.
Offer: Must maintain a minimum daily balance of $5 in this account each day to obtain the disclosed APY. If account is closed before dividends are credited, accrued dividends will not be received.
0.10% interest rate · No monthly fee · Effective Apr 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable-rate account; rates may change after opening. Rates apply to new accounts only. Fees could reduce earnings. No minimum balance requirement and no monthly maintenance fee.
Offer: Variable rate; rate may change after account is opened. Rates are subject to new accounts only. Fees could reduce earnings.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for United Platinum Savings Balance APY Up to $2,500 0.05% $2,500 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Opening a Savings Account makes you a member of the credit union. No fees. Maintain a balance of $5 or more to earn dividends. Dividends are calculated on the average daily balance and paid monthly.
Offer: Maintain a balance of $5 or more to earn dividends.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Justice Federal Credit UnionFreedom Direct SavingsSavings · $300 min · 0.10%–0.15% by balance
Credit union · 5 branches
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: One Freedom Direct Savings per Justice Federal membership. No monthly service fees and no minimum balance requirement. No minimum opening deposit. Variable rate account.
Offer: Non-qualifying rate when checking and direct deposit requirements are not met.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Freedom Direct Savings Balance APY $300 – $2,499 0.10% $2,500 – $19,999Your amount 0.10% $20,000 and up 0.15% Rate checked
More details - Justice Federal Credit UnionShare SavingsSavings · $300 min · 0.10%–0.15% by balance
Credit union · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: A $5 minimum balance in a Savings Account is required to establish and maintain membership. Direct deposit and automatic transfers available. Variable rate account; fees may reduce earnings.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Savings Balance APY $300 – $2,499 0.10% $2,500 – $19,999Your amount 0.10% $20,000 and up 0.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Washington, DC
159 accounts at 55 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.13%
- Banks, typical
- 0.09%
- Credit unions, typical
- 0.18%
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Washington, DC-VA-MD-WV metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 9 branches
- Hanscom Federal Credit UnionCredit union · 1 branch
- Tower Federal Credit UnionCredit union · 2 branches