Bank · FDIC insured
Atlantic Union Bank Savings Rates
Atlantic Union Bank’s best savings rate is 0.15% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Atlantic Union Bank’s savings rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Atlantic Union Bank has the most branches. $10,000, best rate first.
This bank’s best
Atlantic Union Bank
0.15%APY
- Requires
- None
- Minimum
- $500
- Earns on $10,000 a year
- $15
Money Market Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Atlantic Union Bank savings score
69
Savings score
Higher than 23% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0002.25%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Atlantic Union Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Performance Money Market
2.25%APY
Limited time offer. Requires a minimum opening deposit of at least $25,000 in new money not currently on deposit with Atlantic Union Bank. A maintenance fee of $12 will be imposed every statement cycle if the daily balance on any day during the statement cycle falls below $2,500.00. Fees could reduce earnings on this account. Offer not available for business accounts. Atlantic Union Bank reserves the right to revoke, restrict, or change this offer at any time.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $25,000 | 2.25% | $225 |
| $25,000 – $100,000 | 2.25% | — |
| $100,000 – $250,000 | 2.25% | — |
| $250,000 – $500,000 | 2.25% | — |
| $500,000 and up | 2.25% | — |
Sources (1)
- atlanticunionbank.com/personal…ducation-and-tools/rates · captured Oct 22, 2026
Money Market Account
0.15%APY
Maintain a minimum daily balance of $2,500 to avoid a $12 monthly maintenance fee. $500 to open.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $25,000 | 0.15% | $15 |
| $25,000 – $100,000 | 0.25% | — |
| $100,000 – $250,000 | 0.40% | — |
| $250,000 and up | 0.65% | — |
Sources (2)
- atlanticunionbank.com/personal…ducation-and-tools/rates
- atlanticunionbank.com/personal…et-accounts/money-market
All captured Oct 22, 2026
PRISM Savings
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$25 minimum opening deposit.Any balance | 0.10% | $10 | $25 minimum opening deposit. |
Sources (2)
All captured Oct 22, 2026
Personal Savings
0.10%APY
Maintain a $300 daily balance or receive at least one Round Up Savings transfer credit each month (enrollment required) to avoid a $5 monthly maintenance fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$5 monthly maintenance fee waived with a $300 daily balance or at least one Round Up Savings transfer credit each month. $25 minimum opening deposit.Any balance | 0.10% | $10 | $5 monthly maintenance fee waived with a $300 daily balance or at least one Round Up Savings transfer credit each month. $25 minimum opening deposit. |
Special-purpose accounts
IRA Variable Rate Savings
0.25%APY
Traditional and Roth IRA options available.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$50 minimum opening deposit. Available as Traditional or Roth IRA.Any balance | 0.25% | $25 | $50 minimum opening deposit. Available as Traditional or Roth IRA. |
Health Savings Account
0.10%APY
Must be enrolled in a high-deductible health plan (HDHP). Pre-tax contributions and tax-free withdrawals for qualified medical expenses.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Must be enrolled in a high-deductible health plan (HDHP). $3.50 monthly maintenance fee applies. | 0.05% | — | Must be enrolled in a high-deductible health plan (HDHP). $3.50 monthly maintenance fee applies. |
| $10,000 – $25,000Must be enrolled in a high-deductible health plan (HDHP). $3.50 monthly maintenance fee applies. | 0.10% | $10 | Must be enrolled in a high-deductible health plan (HDHP). $3.50 monthly maintenance fee applies. |
| $25,000 and upMust be enrolled in a high-deductible health plan (HDHP). $3.50 monthly maintenance fee applies. | 0.20% | — | Must be enrolled in a high-deductible health plan (HDHP). $3.50 monthly maintenance fee applies. |
Sources (2)
- atlanticunionbank.com/personal…ducation-and-tools/rates
- atlanticunionbank.com/personal…h-savings-account-(hsas)
All captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.