Credit union · NCUA insured
OAS Federal Credit Union
A $289.7M credit union headquartered in Washington, DC, with 8,699 members and 1 branch in District of Columbia. Best rates: CDs 3.10% and savings 3.05% APY.
OAS Federal Credit Union Carrot Score
86
Carrot Score
Higher than 75% of U.S. banks and credit unions
#34 of 105 in Washington, DC-VA-MD-WV metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About OAS Federal Credit Union
- Headquarters
- 1889 F St NW, Washington, DC 20006
- NCUA charter
- 15000
Branches
1 branch in District of Columbia
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District of Columbia
1 branch
- OAS Staff FCUMain office1889 F St NW, Washington, DC 20006Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 7.63% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 2.58% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.12% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $62 | $76 | — |
- CapitalNet worth ratio7.63%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late2.58%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.12%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$62Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of OAS Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.