Compare Bank & Credit Union Rates
Best savings rates in Alabama
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 121–135 results in Alabama
- 0.30%APY$30 a year on $10,000
Requirements
Product: A minimum balance of $1,000.00 is required.
Effective Jan 20, 2023
Rate by balance
Rate by balance for Ready Guard Accounts Balance APY Up to $1,000 0.00% $1,000 and upYour amount 0.30% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: $25 initial deposit and $5 processing fee required. Dividends are calculated on the average daily balance, posted quarterly, and may change without notice.
Offer: Dividends are calculated on the average daily balance and posted quarterly. Rates may change without notice.
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Minimum balance of $25 required to have any other account. Minimum Average Daily Balance of $100 required to receive dividends.
Offer: Minimum Average Daily Balance of $100 required to receive dividends. Minimum balance of $25 required to have any other account.
Effective Sep 27, 2023
Rate checked
More details - 0.26%APY$26 a year on $10,000
Requirements
Product: $25.00 deposit into Share Account establishes membership.
Offer: Monthly frequency.
0.25% interest rate · Effective Sep 1, 2023
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: $5 quarterly service charge refunded within 3 business days when linked to Essential Checking account or Advantage Checking account or if the daily balance is at least $250.
Offer: $5 quarterly service charge if daily balance falls below $250; refunded within 3 business days when linked to Essential Checking or Advantage Checking.
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: 3 Withdrawals per Quarter: No Charge; More than 3 withdrawals in a quarter: $7.50 per withdrawal; If average balance falls below $100 during the quarter: $5.00 fee.
Offer: Daily balance up to $24,999.99. Minimum balance to obtain APY is $0.01.
0.25% interest rate · Effective Oct 24, 2022
Rate by balance
Rate by balance for Savings Balance APY Up to $25,000Your amount 0.25% $25,000 – $50,000 0.25% $50,000 and up 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000intro rate
Requirements
Product: Establishes member ownership/share in the credit union. Requires $5.00 minimum deposit to join. An average daily balance of $100 or more during the dividend period is required to earn dividends. Dividends paid quarterly. Must be opened for access to any other member accounts or services.
Offer: Last dividend declaration date: September 30, 2026. $100 minimum Average Daily Balance to earn dividends. Dividends paid quarterly.
Promotional rate · 0.25% interest rate · Effective Sep 30, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends on share accounts are set in arrears by the Board on a quarterly basis. Accounts earn dividends with a minimum balance of $100. $10 membership fee upon opening. Minimum $15 balance requirement. Limited to 3 teller withdrawals and 3 ATM withdrawals per month.
0.25% interest rate · No monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Members are allotted six withdrawals per month.
Offer: Monthly fee of $25 is waived if a minimum daily balance of $10,000 is maintained.
0.25% interest rate · $25 monthly fee
Rate checked
More details - Hope Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.25%–2.28% by balance
Credit union · 3 branches
0.25%APY$25 a year on $10,000Requirements
Product: $1,000 initial deposit and minimum balance. $9.95 monthly fee, waived with $1,000 minimum balance. Six withdrawals per month. Variable-rate account; rates may change after account is opened. Rates as of 10/1/26 and subject to change.
Offer: Non-Jumbo tier. Minimum opening deposit $1,000. $9.95 monthly fee waived with $1,000 minimum balance. Variable-rate account; rates may change after the account is opened. Rates as of 10/1/26 and subject to change.
0.25% interest rate · $9.95 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $100,000Your amount 0.25% $100,000 – $500,000 2.28% $500,000 and up 2.28% Rate checked
More details - Hope Credit UnionTransformational DepositsTransformational Deposits · $1,000 min
Credit union · 3 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum opening deposit $1,000. Rates as of 10/1/26 and subject to change. Variable-rate account; rates may change after the account is opened.
Offer: Minimum opening deposit $1,000. Rates as of 10/1/26 and subject to change. Variable-rate account; rates may change after the account is opened. Transformational Deposits Non-Jumbo and Jumbo.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Cornerstone of credit union membership. Minimum balance of $5.00 must be maintained at all times.
Offer: Minimum balance to earn dividends is $100. Dividend payment frequency is quarterly.
Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000intro rate
Requirements
Product: Rates subject to change without notice after account is opened.
Offer: APY based on $0.75 minimum balance assumption.
Promotional rate · 0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - Redstone Federal Credit UnionShare Account for Trust FundsSavings · $500 min
Credit union · 36 branches
0.25%APY$25 a year on $10,000Requirements
Product: There is a $1 minimum balance required to open the Share Account for Trust Funds Account. The minimum daily balance required to earn dividends and the stated APY is $500.00. No dividends will be earned for the length of time your daily balance falls below $500.00.
Offer: Dividends payable monthly. Minimum daily balance of $500.00 required to earn dividends and stated APY.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Alabama
266 accounts at 101 banks and credit unions · checked Oct 22–23
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.13%
- Credit unions, typical
- 0.30%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Alabama
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Auburn University Credit UnionCredit union · 3 branches
- ASE Credit UnionCredit union · 9 branches
- AOD Federal Credit UnionCredit union · 6 branches