Credit union · NCUA insured
Azalea City Credit Union
Top CarrotA $46.1M credit union headquartered in Mobile, AL, with 4,379 members and 5 branches in Alabama. Best rates: CDs 3.80% and savings 0.30% APY.
Azalea City Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 83% of U.S. banks and credit unions
#7 of 28 in Mobile, AL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Azalea City Credit Union
- Headquarters
- 5662 Cottage Hill Rd, Mobile, AL 36609
- NCUA charter
- 68224
Branches
5 branches in Alabama
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Alabama
5 branches
Mobile area · 3
- Azalea City Credit UnionMain office5662 Cottage Hill Rd, Mobile, AL 36609Directions
- Azalea City Credit Union5662 Cottage Hill Rd, Mobile, AL 36609Directions
- Azalea City Credit Union1065 Spring Hill Ave, Mobile, AL 36604Directions
Calvert area · 1
- Azalea City Credit Union22116 Hwy 43 N, Calvert, AL 36513Directions
Grove Hill area · 1
- Azalea City Credit Union106 Carter Dr, Grove Hill, AL 36451Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.21% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.57% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.03% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $51 | $59 | — |
- CapitalNet worth ratio15.21%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.57%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.03%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$51Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Azalea City Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.