Credit union · NCUA insured
Redstone Federal Credit Union
A $8.6B credit union, the 45th largest of 4,329, headquartered in Huntsville, AL, with 548,367 members and 43 branches in 2 states. Best rates: CDs 4.54% and savings 1.16% APY.
Redstone Federal Credit Union Carrot Score
84
Carrot Score
Higher than 65% of U.S. banks and credit unions
#9 of 20 in Huntsville, AL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Redstone Federal Credit Union
Founded in 1951 on Redstone Arsenal, Redstone Federal Credit Union is a member-owned cooperative originally established to strengthen lives and communities.
Operating branches throughout the Tennessee Valley, the credit union supports organizations across North Alabama and Middle and Southern Tennessee.
- Headquarters
- 220 Wynn Dr, Huntsville, AL 35893
- NCUA charter
- 7544
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Individuals who join the Association of the United States Army/Redstone-Huntsville Chapter (AUSA), which is free and completed during the membership application process, are eligible for membership.
Employers and groups
- Individuals who work for or belong to one of Redstone's 1,800+ Membership Partner organizations, clubs, churches, or businesses are eligible for membership.
Military, government and schools
- Government employees and contractors on Redstone Arsenal and throughout Madison County are eligible for membership.
- Members of the National Guard in Madison, Morgan, and Limestone Counties in Alabama, and Lincoln County in Tennessee, are eligible for membership.
- Active or retired military service members and their dependents on Redstone Arsenal and throughout Madison County are eligible for membership.
- Reserve service members in Madison County are eligible for membership.
2 more ways to join
Family and household
- Individuals who have an immediate family member (spouse, parent, sibling, child, grandparent, grandchild, step-parent, step-child, or step-sibling) who is a Redstone member are eligible for membership.
- Individuals who live in the same house and share household expenses with a Redstone member are eligible for membership.
Cost to join
- Joining requires opening a share savings account with a $5.00 minimum balance maintained at all times.
Branches
43 branches in 2 states
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Alabama
36 branches
Huntsville area · 26
- Main OfficeMain office220 Wynn Dr, Huntsville, AL 35893Directions
- Athens Branch1703 Jefferson St SE, Athens, AL 35611Directions
- East Athens Branch22485 US Highway 72, Athens, AL 35613Directions
- Big Cove Branch6416 Highway 431 S, Big Cove, AL 35763Directions
- Highway 53 Branch6056 Highway 53, Harvest, AL 35749Directions
- Hazel Green Branch14395 US 231-431 N, Hazel Green, AL 35750Directions
- Hazel Green High School Branch14380 US 231-431 North, Hazel Green, AL 35750Directions
- Hobbs Road Branch11800 Memorial Pkwy SW, Huntsville, AL 35803Directions
- Mae Jemison High School Branch5000 Pulaski Pike NW, Huntsville, AL 35810Directions
- North Parkway Branch3501 Memorial Pkwy NW, Huntsville, AL 35810Directions
- South Parkway Branch3309 Memorial Pkwy SW, Huntsville, AL 35801Directions
- Twickenham Branch200 Davis Cir SW, Huntsville, AL 35801Directions
- UAH BranchCharger Student Union, 4705 Holmes Ave, Huntsville, AL 35899Directions
- Weatherly Road Branch1430 Weatherly Rd SE, Huntsville, AL 35803Directions
- Winchester Road Branch1396 Winchester Rd NE, Huntsville, AL 35811Directions
- Zierdt Rd Branch2290 Zierdt Rd NW, Huntsville, AL 35824Directions
- Bob Jones High School650 Hughes Rd, Madison, AL 35758Directions
- County Line Rd12157 County Line Rd, Madison, AL 35758Directions
- Highway 72 Branch (Madison)4005 Lawson Ridge Dr, Madison, AL 35757Directions
- James Clemens High School Branch11306 County Line Rd, Madison, AL 35756Directions
- Madison Branch3752 Sullivan St, Madison, AL 35758Directions
- Meridianville Branch12256 Highway 231 431 N, Meridianville, AL 35759Directions
- Alabama A&M University Branch4900 Meridian St NW, Normal, AL 35762Directions
- Mills Road BranchBuilding 5216, Redstone Arsenal, AL 35898Directions
- Redstone Arsenal BranchBldg 3227, Redstone Arsenal, AL 35898Directions
- Calhoun Community College - Decatur Branch6250 US Highway 31, Tanner, AL 35671Directions
Decatur area · 6
- 6th Avenue Branch1807 6th Ave SE, Decatur, AL 35601Directions
- Austin High School Branch3004 Modaus Rd SW, Decatur, AL 35603Directions
- Beltline Branch2319 Beltline Rd SW, Decatur, AL 35601Directions
- Decatur High School Branch910 Somerville Rd SE, Decatur, AL 35601Directions
- Hartselle Branch1415 Main St E, Hartselle, AL 35640Directions
- Hartselle High School Branch1000 Bethel Rd NE, Hartselle, AL 35640Directions
Albertville area · 2
- Arab Branch1069 N Main St, Arab, AL 35016Directions
- Guntersville Branch600 Gunter Ave, Southgate Plaza Unit A, Guntersville, AL 35976Directions
Scottsboro area · 2
- Scottsboro Branch23149 John T Reid Pkwy, Scottsboro, AL 35768Directions
- Scottsboro High School Branch25053 John T Reid Pkwy, Scottsboro, AL 35768Directions
Tennessee
7 branches
Nashville area · 6
- Blackman High School Branch3956 Blaze Dr, Murfreesboro, TN 37128Directions
- Medical Center Parkway Branch2404 Medical Center Pkwy, Murfreesboro, TN 37129Directions
- Siegel High School Branch3300 Siegel Rd, Murfreesboro, TN 37129Directions
- South Rutherford Blvd Branch1749 S Rutherford Blvd, Murfreesboro, TN 37130Directions
- Veteran's Parkway Branch5525 Franklin Rd., Ste A, Murfreesboro, TN 37128Directions
- Sam Ridley Parkway Branch2005 Huginn Ln, Smyrna, TN 37167Directions
Fayetteville area · 1
- Fayetteville Branch110 Bluff Dr, Fayetteville, TN 37334Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.86% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.70% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.39% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $49 | $88 | — |
- CapitalNet worth ratio13.86%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.70%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.39%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$49Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Redstone Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.