Credit union · NCUA insured
Azalea City Credit Union Savings Rates
Top CarrotAzalea City Credit Union’s best savings rate is 0.30% APY on $10,000, with its Regular Share Savings. Rates checked October 22, 2026.
How Azalea City Credit Union’s savings rates compare
Compared with banks and credit unions near Mobile, AL, where Azalea City Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Azalea City Credit Union
0.30%APY
- Minimum
- —
- Earns on $10,000 a year
- $30
Regular Share Savings
Top rate
JM Associates FCU
5.12%APY
- Minimum
- —
- Earns on $10,000 a year
- $512
2nd-highest rate
SmartBank
4.00%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
Azalea City Credit Union savings score
74
Savings score
Higher than 35% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Azalea City Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share Savings
0.30%APY
$25 initial deposit and $5 processing fee required. Dividends are calculated on the average daily balance, posted quarterly, and may change without notice.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $5,000Dividends are calculated on the average daily balance and posted quarterly. Rates may change without notice. | 0.30% | — | Dividends are calculated on the average daily balance and posted quarterly. Rates may change without notice. |
| $5,001 – $20,000Dividends are calculated on the average daily balance and posted quarterly. Rates may change without notice. | 0.30% | $30 | Dividends are calculated on the average daily balance and posted quarterly. Rates may change without notice. |
| $20,001 – $50,000Dividends are calculated on the average daily balance and posted quarterly. Rates may change without notice. | 0.30% | — | Dividends are calculated on the average daily balance and posted quarterly. Rates may change without notice. |
| $50,001 and upDividends are calculated on the average daily balance and posted quarterly. Rates may change without notice. | 0.30% | — | Dividends are calculated on the average daily balance and posted quarterly. Rates may change without notice. |
Sources (2)
All captured Sep 19, 2026
Classic Dividend Accounts
0.03%APY
Dividends are calculated on the average daily balance and posted to member's account quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAnticipated 4th QTR APY. Dividends calculated on average daily balance and posted quarterly.Any balance | 0.03% | $3 | Anticipated 4th QTR APY. Dividends calculated on average daily balance and posted quarterly. |
Sources (1)
- azaleacitycu.com/Rates · captured Sep 19, 2026
Special-purpose accounts
IRA Share Accounts
0.43%APY
Offers Traditional IRA and Roth IRA. Federally insured up to $250,000 separately from other credit union accounts through NCUA. Dividends calculated on average daily balance and posted quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAnticipated 4th QTR APY. Dividends calculated on average daily balance and posted quarterly.Any balance | 0.43% | $43 | Anticipated 4th QTR APY. Dividends calculated on average daily balance and posted quarterly. |
Sources (2)
All captured Sep 19, 2026
Club Accounts (Christmas & Vacation Savings)
0.30%APY
Club accounts to save for holiday season or vacation and earn dividends. Dividends calculated on average daily balance and posted quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAnticipated 4th QTR APY. Dividends calculated on average daily balance and posted quarterly.Any balance | 0.30% | $30 | Anticipated 4th QTR APY. Dividends calculated on average daily balance and posted quarterly. |
Sources (2)
All captured Sep 19, 2026
Who can join Azalea City Credit Union
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