Credit union · NCUA insured
Fedmont FCU Savings Rates
Fedmont FCU’s best savings rate is 0.26% APY on $10,000, with its Regular Shares. Rates checked October 22, 2026.
How Fedmont FCU’s savings rates compare
Compared with banks and credit unions near Montgomery, AL, where Fedmont FCU has the most branches. $10,000, best rate first.
This credit union’s best
Fedmont FCU
0.26%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $26
Regular Shares
Top rate
Guardian Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $400
2nd-highest rate
SmartBank
4.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
Fedmont FCU savings score
73
Savings score
Higher than 34% of U.S. banks and credit unions
- $1,000 balance$1,0000.26%
- $10,000 balance$10,0000.26%
- $100,000 balance$100,0000.26%
- QualifiedQualified0.26%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Fedmont FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Shares
0.26%APY
$25.00 deposit into Share Account establishes membership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMonthly frequency.Any balance | 0.26% | $26 | Monthly frequency. |
Special-purpose accounts
IRA
0.61%APY
Available as Traditional and Roth IRA.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceTraditional IRA. Monthly frequency.Any balance | 0.61% | $61 | Traditional IRA. Monthly frequency. |
Christmas Club
0.31%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAnnual frequency. Based on previous year's dividend rate.Any balance | 0.31% | $31 | Annual frequency. Based on previous year's dividend rate. |
Vacation Club
0.31%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAnnual frequency. Based on previous year's dividend rate.Any balance | 0.31% | $31 | Annual frequency. Based on previous year's dividend rate. |
Who can join Fedmont FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.