Compare Bank & Credit Union Rates
Best savings rates in Alabama
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Alabama
- Listerhill Credit UnionMoney Market AccountMoney Market Account · $5 min · 1.35%–2.10% by balance
Credit union · 16 branches
1.55%APY$155 a year on $10,000Requirements
Product: Membership eligibility required (residents of AL, GA, MS, FL, or TN, approved association, or family of a member; $5 membership fee). Money Market Account balances below $2,500 are subject to a low-balance fee. No limit on in-branch or ATM withdrawals.
Offer: Variable rate account; rates may change after account opening. Balances below $2,500 subject to a low-balance fee.
1.34% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 1.35% $10,000 – $50,000Your amount 1.55% $50,000 – $100,000 1.95% $100,000 and up 2.10% Rate checked
More details - North Alabama Educators Credit UnionSuper Share AccountSavings · $2,000 min · 1.35%–1.86% by balance
Credit union · 4 branches
1.51%APY$151 a year on $10,000intro rateRequirements
Product: Secondary savings account that allows earning a higher dividend if the daily balance is $2,000 or more. Balances that drop below the $2,000 minimum earn the normal savings account rate. Dividends paid quarterly. Minimum deposit of $100 required.
Offer: Prospective dividend rate & APY: December 31, 2026. Rate based on Average Daily Balance over Period of $2,000 to $9,999.99. Dividends paid quarterly.
Promotional rate · 1.35% interest rate · Effective Dec 31, 2026
Rate by balance
Rate by balance for Super Share Account Balance APY $2,000 – $10,000 1.35% $10,000 – $25,000Your amount 1.51% $25,000 – $50,000 1.61% $50,000 and up 1.86% Rate checked
More details - Family Security Credit UnionDaily Action Savings AccountSavings · $0 min · 0.00%–2.12% by balance
Credit union · 23 branches
1.51%APY$151 a year on $10,000Requirements
Product: No monthly service fee. Unlimited in-branch transactions; up to 6 preauthorized or check withdrawals per month. Maintenance or activity fees could reduce earnings. Penalties may be imposed for early withdrawal.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Daily Action Savings Account Balance APY Up to $2,000 0.00% $2,000 – $5,000 1.51% $5,000 – $50,000Your amount 1.51% $50,000 – $100,000 1.81% $100,000 and up 2.12% Rate checked
More details - Fort McClellan Credit UnionEmergency FundSavings · $100 min · 0.05%–1.50% by balance
Credit union · 6 branches
1.50%APY$150 a year on $10,000Requirements
Product: $5 minimum opening deposit. Minimum deposit to earn dividends is $100. Access funds twice annually without incurring fees; excess withdrawals subject to early withdrawal fee.
Offer: Minimum to earn stated APY is $100. Minimum to open is $5.
1.49% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Emergency Fund Balance APY $100 – $10,001Your amount 1.50% $10,001 and upAPY is 0.05% to 1.50%. 0.05%* Rate checked
More details - Family Savings Credit UnionNGAGE Saving AccountSavings · $5 min · 0.70%–1.50% by balance
Credit union · 10 branches
1.50%APY$150 a year on $10,000with conditionsRequirements
Product: Only available to members with a linked NGAGE Checking/Spending account. Limit 1 account per Social Security Number. Enrollment in eDocuments required; without eDocuments, FSCU reserves the right to convert the account to a Master Share Account. No monthly account maintenance charge.
Offer: Requires meeting monthly qualification requirements in linked NGAGE Checking/Spending account (12 debit card/credit card transactions, 1 ACH deposit/payment, and eDocuments enrollment).
Qualified rate · No monthly fee · Effective Sep 21, 2026
Rate by balance
Rate by balance for NGAGE Saving Account Balance APY Up to $25,000Your amount 1.50% Over $25,000Requires meeting monthly qualification requirements in linked NGAGE Checking/Spending account. lower blended APY for balances over $125,000). 0.70% Rate checked
More details - North Alabama Educators Credit UnionSuper Share AccountSavings · $2,000 min · 1.26%–1.76% by balance
Credit union · 4 branches
1.41%APY$141 a year on $10,000intro rateRequirements
Product: Secondary savings account that allows earning a higher dividend if the daily balance is $2,000 or more. Balances that drop below the $2,000 minimum earn the normal savings account rate. Dividends paid quarterly. Minimum deposit of $100 required.
Offer: Last dividend declaration date: September 30, 2026. Rate based on Average Daily Balance over Period of $2,000 to $9,999.99. Dividends paid quarterly.
Promotional rate · 1.25% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Super Share Account Balance APY $2,000 – $10,000 1.26% $10,000 – $25,000Your amount 1.41% $25,000 – $50,000 1.51% $50,000 and up 1.76% Rate checked
More details - Five Star Credit UnionPremier Growth Money MarketPremier Growth Money Market · $2,000 min · 1.31%–1.76% by balance
Credit union · 9 branches
1.31%APY$131 a year on $10,000Requirements
Product: Money market accounts with less than $2,000 earn savings account base rate. Variable rates subject to change. Fees may reduce earnings.
Offer: Accounts with less than $2,000 earn savings account base rate.
1.30% interest rate
Rate by balance
Rate by balance for Premier Growth Money Market Balance APY $2,000 – $50,000Your amount 1.31% $50,000 – $100,000 1.51% $100,000 and up 1.76% Rate checked
More details - Redstone Federal Credit UnionMoney Market Account for Share and Trust AccountsMoney Market Account for Share and Trust Accounts · $2,000 min · 1.00%–2.53% by balance
Credit union · 36 branches
1.16%APY$116 a year on $10,000Requirements
Product: Consumer account rate sheet. A minimum balance of $1 is required to open the Money Market Share or Money Market Share Trust Account. A minimum daily balance of $2,000 is required to earn dividends. No dividends will be earned for the length of time your daily balance falls below $2,000. The minimum balance for a Money Market tier must be maintained to earn the stated APY for that tier.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account for Share and Trust Accounts Balance APY $2,000 – $5,000 1.00% $5,000 – $50,000Your amountDividends payable monthly. 1.16% $50,000 – $100,000Dividends payable monthly. 1.26% $100,000 – $250,000Dividends payable monthly. 1.51% $250,000 – $500,000Dividends payable monthly. 1.71% $500,000 – $1,000,000Dividends payable monthly. 2.12% $1,000,000 and upDividends payable monthly. 2.53% Rate checked
More details - Redstone Federal Credit UnionEndeavor Money MarketEndeavor Money Market · $2,000 min · 1.00%–1.51% by balance
Credit union · 36 branches
1.16%APY$116 a year on $10,000Requirements
Product: The minimum balance required to open the Endeavor Money Market Account and earn dividends is $2,000. No dividends will be earned for the length of time the balance is below $2,000. The minimum balance for a tier must be maintained to earn the stated APY for that tier. Rates may change every month as determined by the Board of Directors.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Endeavor Money Market Balance APY $2,000 – $5,000 1.00% $5,000 – $50,000Your amount 1.16% $50,000 – $100,000 1.26% $100,000 and up 1.51% Rate checked
More details - Redstone Federal Credit UnionMoney Market Share AccountMoney Market Share Account · $2,000 min · 1.00%–2.53% by balance
Credit union · 36 branches
1.16%APY$116 a year on $10,000Requirements
Product: Membership required. Minimum daily balance of $2,000 is required to earn dividends. No dividends earned if daily balance falls below $2,000. Minimum balance for a Money Market tier must be maintained to earn the disclosed APY for that tier.
Offer: Minimum balance for tier must be maintained to earn disclosed APY.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Share Account Balance APY $2,000 – $5,000 1.00% $5,000 – $50,000Your amount 1.16% $50,000 – $100,000 1.26% $100,000 – $250,000 1.51% $250,000 – $500,000 1.71% $500,000 – $1,000,000 2.12% $1,000,000 and up 2.53% Rate checked
More details - 1.15%APY$115 a year on $10,000
Requirements
Product: If balance falls below $2,500, the dividend rate will be the Regular Savings rate. Monthly dividends calculated on average daily balance.
Offer: If the Money Market balance falls below $2,500, the dividend rate will be the Regular Savings rate.
1.15% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - All In Credit UnionMoney Market AccessMoney Market Access · $0 min · 1.11%–1.66% by balance
Credit union · 36 branches
1.11%APY$111 a year on $10,000Requirements
Product: Dividends are calculated on the average daily balance, compounded monthly, and credited monthly. Rates are declared monthly and may change after the account is opened.
1.10% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Access Balance APY Up to $25,000Your amount 1.11% $25,000 – $50,000 1.26% $50,000 – $175,000 1.46% $175,000 and up 1.66% Rate checked
More details - AmFirstAmFirst Money Market AccountAmFirst Money Market Account · $0 min · 1.00%–2.35% by balance
Credit union · 22 branches
1.10%APY$110 a year on $10,000Requirements
Product: Dividends are calculated by the average daily balance method and paid monthly. The dividend rate and APY depend upon the tier into which the ending balance falls each day.
No monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for AmFirst Money Market Account Balance APY Up to $9,999 1.00% $10,000 – $24,999Your amount 1.10% $25,000 – $49,999 1.15% $50,000 – $99,999 1.40% $100,000 and up 2.35% Rate checked
More details - Jefferson Credit UnionProsperity Money Market AccountProsperity Money Market Account · $2,500 min · 1.00%–2.00% by balance
Credit union · 4 branches
1.10%APY$110 a year on $10,000Requirements
Product: Variable rates. Dividend payment frequency is monthly.
Offer: Variable rate; dividend payment frequency is monthly.
1.00% interest rate · Effective May 14, 2025
Rate by balance
Rate by balance for Prosperity Money Market Account Balance APY $2,500 – $10,000 1.00% $10,000 – $25,000Your amount 1.10% $25,000 – $50,000 1.25% $50,000 – $100,000 1.50% $100,000 and up 2.00% Rate checked
More details - Hope Credit UnionHOPE Rewards Saving Plus AccountsSavings · 1.01%–1.51% by balance
Credit union · 3 branches
1.01%APY$100 a year on $10,000Requirements
Product: Variable-rate account; rates may change after the account is opened. Rates apply when qualifications are met.
Offer: When qualifications are met.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for HOPE Rewards Saving Plus Accounts Balance APY Up to $10,000Your amount 1.01% $10,000 – $50,000 1.51% Over $50,000 1.51% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Alabama
266 accounts at 101 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 1.88%
- Banks, typical
- 0.13%
- Credit unions, typical
- 0.30%
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Alabama
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Auburn University Credit UnionCredit union · 3 branches
- ASE Credit UnionCredit union · 9 branches
- AOD Federal Credit UnionCredit union · 6 branches