Credit union · NCUA insured
Listerhill Credit Union Savings Rates
Top CarrotListerhill Credit Union’s best savings rate is 1.55% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Listerhill Credit Union’s savings rates compare
Compared with banks and credit unions near Florence, AL, where Listerhill Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Listerhill Credit Union
1.55%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $155
Money Market Account
Top rate
FirstBank
3.40%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $340
2nd-highest rate
First Southern Bank
2.00%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $200
Listerhill Credit Union savings score
88
Savings score
Higher than 85% of U.S. banks and credit unions
- $1,000 balance$1,0001.35%
- $10,000 balance$10,0001.55%
- $100,000 balance$100,0002.10%
- QualifiedQualified1.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Listerhill Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
1.55%APY
Membership eligibility required (residents of AL, GA, MS, FL, or TN, approved association, or family of a member; $5 membership fee). Money Market Account balances below $2,500 are subject to a low-balance fee. No limit on in-branch or ATM withdrawals.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Up to $10,000Variable rate account; rates may change after account opening. Balances below $2,500 subject to a low-balance fee. · $5 to open | 1.35% | $5 | — | Variable rate account; rates may change after account opening. Balances below $2,500 subject to a low-balance fee. |
| $10,000 – $50,000Variable rate account; rates may change after account opening. Balances below $2,500 subject to a low-balance fee. · Unknown to open | 1.55% | Unknown | $155 | Variable rate account; rates may change after account opening. Balances below $2,500 subject to a low-balance fee. |
| $50,000 – $100,000Variable rate account; rates may change after account opening. Balances below $2,500 subject to a low-balance fee. · Unknown to open | 1.95% | Unknown | — | Variable rate account; rates may change after account opening. Balances below $2,500 subject to a low-balance fee. |
| $100,000 and upVariable rate account; rates may change after account opening. Balances below $2,500 subject to a low-balance fee. · Unknown to open | 2.10% | Unknown | — | Variable rate account; rates may change after account opening. Balances below $2,500 subject to a low-balance fee. |
Sources (3)
- listerhill.com/everyday-banking/savings/mma
- listerhill.com/rates
- listerhill.com/uploads/Rate-an…dule-Master-8.3.2026.pdf
All captured Oct 22, 2026
My Goal Savings
0.20%APY
Secondary savings account tied to primary Share Savings Account to help save for specific goals with custom nicknames.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.20% | $20 |
Sources (2)
All captured Oct 22, 2026
Share Savings
0.20%APY
Establishes membership in Listerhill Credit Union ($5 share). Monthly maintenance fee of $5 waived if under 25, account < 90 days old, member/household has a Listerhill loan/mortgage, or opened credit card / started relationship with Listerhill Investment Services within last 12 months.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upAccurate as of last dividend declaration date. Dividends calculated/compounded quarterly. $5 monthly maintenance fee waived with qualifying age, account age, or loan/card/investment relationship.$5 and up | 0.20% | $20 | Accurate as of last dividend declaration date. Dividends calculated/compounded quarterly. $5 monthly maintenance fee waived with qualifying age, account age, or loan/card/investment relationship. |
Sources (2)
All captured Oct 22, 2026
Special-purpose accounts
Explorer Rewards Savings
0.20%APY
Savings account for youth ages 5-14. Each day a deposit is made earns a star redeemable for rewards. $5 opening deposit remains as share in the credit union. Excused from maintenance fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upFor youth ages 5-14. $5 minimum balance required. Earns interest on average daily balance; quarterly dividends. Excused from monthly maintenance fee. Kids earn a star for each deposit day to redeem for rewards.$5 and up | 0.20% | $20 | For youth ages 5-14. $5 minimum balance required. Earns interest on average daily balance; quarterly dividends. Excused from monthly maintenance fee. Kids earn a star for each deposit day to redeem for rewards. |
Sources (2)
All captured Oct 22, 2026
Good Start Savings
0.20%APY
Charitable savings account for children ages 0-4. For every day a deposit is made, Listerhill makes a $0.50 donation to St. Jude Children's Hospital. $5 opening deposit remains as credit union share. Excused from maintenance fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upFor children ages 0-4. $5 minimum balance required. Earns interest on average daily balance; quarterly dividends. Excused from monthly maintenance fee. Listerhill donates $0.50 to St. Jude Children's Hospital each day a deposit is made.$5 and up | 0.20% | $20 | For children ages 0-4. $5 minimum balance required. Earns interest on average daily balance; quarterly dividends. Excused from monthly maintenance fee. Listerhill donates $0.50 to St. Jude Children's Hospital each day a deposit is made. |
Sources (2)
All captured Oct 22, 2026
IRA Savings
0.20%APY
Individual retirement savings accounts available in Traditional and Roth IRA wrappers. Compound interest is calculated quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceTraditional IRA Savings Account. Compound interest is calculated quarterly. Rates subject to change without notice.Any balance | 0.20% | $20 | Traditional IRA Savings Account. Compound interest is calculated quarterly. Rates subject to change without notice. |
Who can join Listerhill Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.