Credit union · NCUA insured
Five Star Credit Union Savings Rates
Five Star Credit Union’s best savings rate is 1.31% APY on $10,000, with its Premier Growth Money Market. Rates checked October 22, 2026.
How Five Star Credit Union’s savings rates compare
Compared with banks and credit unions near Dothan, AL, where Five Star Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Five Star Credit Union
1.31%APY
- Requires
- None
- Minimum
- $2,000
- Earns on $10,000 a year
- $131
Premier Growth Money Market
Top rate
SmartBank
4.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
2nd-highest rate
Avadian Credit Union
3.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $350
Five Star Credit Union savings score
86
Savings score
Higher than 75% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0001.31%
- $100,000 balance$100,0001.76%
- QualifiedQualified1.31%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Five Star Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Premier Growth Money Market
1.31%APY
Money market accounts with less than $2,000 earn savings account base rate. Variable rates subject to change. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,000 – $50,000Accounts with less than $2,000 earn savings account base rate. | 1.31% | $131 | Accounts with less than $2,000 earn savings account base rate. |
| $50,000 – $100,000 | 1.51% | — | |
| $100,000 and up | 1.76% | — |
Sources (1)
- fivestarcu.com/resources/deposit-rates · captured Oct 15, 2026
Savings (Share) Account / Membership Share Account
0.05%APY
Open a savings account with $5 to establish membership in Five Star Credit Union. Par value of a share is $5.00. Average daily balance method used. Up to 4 withdrawals allowed per quarter (or no more than 6 preauthorized/automatic/telephone transfers per month, max 3 by check/draft/debit card).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum balance to earn stated APY is $5.00. Variable rate subject to change.$5 and up | 0.05% | $5 | Minimum balance to earn stated APY is $5.00. Variable rate subject to change. |
Sources (4)
- open.fivestarcu.com/products
- fivestarcu.com/personal/personal-savings
- fivestarcu.com/resources/deposit-rates
- fivestarcu.com/truth-in-savings
All captured Sep 19, 2026
Sub-share Account
0.05%APY
Flexible savings account to set goals. Account transfer limitations apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upMinimum balance to earn stated APY is $1.00.$1 and up | 0.05% | $5 | Minimum balance to earn stated APY is $1.00. |
Special-purpose accounts
Youth Savings (Rising Star)
0.85%APY
Special rate for youth accounts (minors). Account transfer limitations apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum balance of $5.00 to earn stated APY. Variable rate subject to change.$5 and up | 0.85% | $85 | Minimum balance of $5.00 to earn stated APY. Variable rate subject to change. |
Sources (2)
All captured Sep 19, 2026
IRA Savings (Non-Certificate) / IRA Share Account
0.50%APY
IRA savings account (non-certificate). Account transfer limitations apply. Insured separately up to $250,000.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upMinimum balance of $1.00 to earn stated APY. Dividends compounded and paid monthly. Variable rate subject to change.$1 and up | 0.50% | $50 | Minimum balance of $1.00 to earn stated APY. Dividends compounded and paid monthly. Variable rate subject to change. |
Sources (2)
All captured Sep 19, 2026
Christmas Club
0.35%APY
Dedicated holiday savings account. Funds automatically transfer to selected account on October 31. Fee for early withdrawals. Account transfer limitations apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and up$1.00 minimum balance to earn stated APY. Dividends posted monthly. Variable rate subject to change.$1 and up | 0.35% | $35 | $1.00 minimum balance to earn stated APY. Dividends posted monthly. Variable rate subject to change. |
Sources (3)
All captured Sep 19, 2026
Vacation Club
0.35%APY
Dedicated vacation savings account. Withdrawals are restricted to one (1) per quarter. Account transfer limitations apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and up$1.00 minimum balance to earn stated APY. Dividends compounded and paid monthly. Variable rate subject to change.$1 and up | 0.35% | $35 | $1.00 minimum balance to earn stated APY. Dividends compounded and paid monthly. Variable rate subject to change. |
Sources (3)
All captured Sep 19, 2026
Who can join Five Star Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.