Credit union · NCUA insured
Jefferson Credit Union
A $92.1M credit union headquartered in Hoover, AL, with 8,095 members and 4 branches in Alabama. Best rates: CDs 3.50% and savings 1.10% APY.
Jefferson Credit Union Carrot Score
72
Carrot Score
Higher than 32% of U.S. banks and credit unions
#27 of 35 in Birmingham, AL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Jefferson Credit Union
Founded in 1928, Jefferson Credit Union is a local, member-owned cooperative.
The credit union operates branch locations in Hoover, Hueytown, Birmingham, and Avondale.
- Headquarters
- 5261 Ross Bridge Pkwy, Hoover, AL 35226
- NCUA charter
- 63834
Branches
4 branches in Alabama
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Alabama
4 branches
- HooverMain office5261 Ross Bridge Pkwy, Hoover, AL 35226Directions
- Avondale3712 4th Ave S, Birmingham, AL 35222Directions
- Courthouse716 Richard Arrington Jr Blvd N, B-300 Courthouse, Birmingham, AL 35203Directions
- Hueytown3014 Allison Bonnett Memorial Dr, Suite 100 Allison Bonnett Plaza, Hueytown, AL 35023Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.33% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.38% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.84% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $58 | $59 | — |
- CapitalNet worth ratio10.33%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.38%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.84%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$58Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Jefferson Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.