Compare Bank & Credit Union Rates
Best savings rates in Tuscaloosa, AL
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Tuscaloosa, AL
- Alabama Central CUMoney Market AccountMoney Market Account · $2,500 min · 0.50%–0.80% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: Opening minimum deposit of $2,500. Start earning dividends with a minimum balance of $2,500, with earnings compounded and credited monthly.
0.50% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $9,999 0.50% $10,000 – $49,999Your amount 0.60% $50,000 – $99,999 0.70% $100,000 and up 0.80% Rate checked
More details - United Community BankUnited Money MarketUnited Money Market · $1,500 min · 0.50%–1.15% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Monthly maintenance charge of $12 will be assessed unless a daily balance of $1,500 is maintained. $10.00 excessive withdrawal fee for each withdrawal over 6 per month.
Offer: Lowest number listed in each tier represents the minimum daily balance required to obtain the APY.
$12 monthly fee
Rate by balance
Rate by balance for United Money Market Balance APY Up to $9,999 0.50% $10,000 – $49,999Your amount 0.50% $50,000 – $99,999 0.50% $100,000 – $249,999 1.00% $250,000 – $499,999 1.00% $500,000 – $999,999 1.15% $1,000,000 and up 1.15% Rate checked
More details - BankFirst Financial ServicesSaver Savings + PERKSSavings · $100 min · 0.15%–0.50% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Must have an Interest Checking + PERKS account to open a Saver Savings + PERKS account and the Interest Checking + PERKS account must remain open throughout the period that you hold the Saver Savings + PERKS account. Limit one Saver Savings + PERKS account per social security number.
Offer: Requires meeting linked Interest Checking + PERKS qualification requirements during each Monthly Qualification Cycle: at least 20 POS debit card transactions of $5.00 or greater post and clear per cycle, and at least $500.00 cumulative direct deposits or $500.00 cumulative automatic payments post and clear per cycle.
Qualified rate · Effective Jun 1, 2026
Rate by balance
Rate by balance for Saver Savings + PERKS Balance APY Up to $75,001Your amount 0.50% $75,001 and up 0.15% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Must have an Interest Checking account to open a Saver Savings account and the Interest Checking account must remain open throughout the period that you hold the Saver Savings account. Limit one Saver Savings account per social security number.
Offer: Requires meeting linked Interest Checking qualification requirements during each Monthly Qualification Cycle: at least 20 POS debit card transactions of $5.00 or greater post and clear per cycle, and at least $500.00 cumulative direct deposits or $500.00 cumulative automatic payments post and clear per cycle.
Qualified rate · No monthly fee · Effective Jun 1, 2026
Rate by balance
Rate by balance for Saver Savings Balance APY Up to $75,001Your amount 0.50% $75,001 and up 0.15% Rate checked
More details - BankFirst Financial ServicesVIP Saver Savings + PERKSSavings · $100 min · 0.15%–0.50% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Must have a VIP Interest Checking + PERKS account to open a VIP Saver Savings + PERKS account and the VIP Interest Checking + PERKS account must remain open throughout the period that you hold the VIP Saver Savings + PERKS account. Limit one VIP Saver Savings + PERKS account per social security number.
Offer: Requires meeting linked VIP Interest Checking + PERKS qualification requirements during each Monthly Qualification Cycle: at least 20 POS debit card transactions of $5.00 or greater post and clear per cycle, and at least $500.00 cumulative direct deposits or $500.00 cumulative automatic payments post and clear per cycle.
Qualified rate · Effective Apr 22, 2026
Rate by balance
Rate by balance for VIP Saver Savings + PERKS Balance APY Up to $75,001Your amount 0.50% $75,001 and up 0.15% Rate checked
More details - Tuscaloosa VA Federal Credit UnionMoney MarketMoney Market · $500 min · 0.25%–1.76% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Minimum balance of $500. Rates paid for 2nd Quarter 2023 (April-June).
0.25% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $500 – $2,500 0.25% $2,500 – $25,000Your amount 0.35% $25,000 – $50,000 0.40% $50,000 – $100,000 0.70% $100,000 – $150,000 1.26% $150,000 – $250,000 1.76% Over $250,000 1.76% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000intro rate
Requirements
Product: A Regular Share Savings account is the foundation of credit union membership. Subject to Regulation D limits of six remote transfers/electronic debits per calendar month.
Offer: Dividends paid quarterly. Rates paid for 2nd Quarter 2023 (April-June).
Promotional rate · 0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000intro rate
Requirements
Product: Can be personalized for Christmas, vacation, hobby, or emergency fund savings. Subject to Regulation D transfer limits.
Offer: Rates paid for 2nd Quarter 2023 (April-June).
Promotional rate · 0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Allows separating funds from regular share savings account for specific purposes.
Offer: Quarterly Dividend Compounded
0.25% interest rate · Effective Mar 31, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Establishing membership with Alabama Credit Union. Electronic or automatic withdrawals and transfers are limited to six per month. Dividends calculated on daily balances, credited and compounded quarterly.
Offer: Quarterly Dividend Compounded
0.25% interest rate · Compounded quarterly · Effective Mar 31, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Establishes credit union membership. Dividends computed on average daily balances and posted at month end.
0.25% interest rate · No monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - Alabama ONEMembership Savings AccountsSavings · $5 min · 0.00%–0.20% by balance
Credit union · 8 branches
0.20%APY$20 a year on $10,000Requirements
Product: Every Alabama ONE member has a membership savings account. Variable Rate account. Savings account dividends are compounded and paid quarterly. $5 membership fee required.
0.00% interest rate · No monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Membership Savings Accounts Balance APY Up to $1,000 0.00% $1,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Both Regular Share and Daily Share Accounts available. Establishes membership with Alabama Central.
Offer: Earn dividends on daily balance of $100 or more; compounded and credited monthly. 6 free withdrawals per month, $2 fee for withdrawals in excess thereafter.
0.10% interest rate
Rate by balance
Rate by balance for Regular Savings Balance APY $100 – $2,500 0.10% Over $2,500Your amountDaily Share Account. 6 free withdrawals per month, $2 fee for excess withdrawals. 0.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Tuscaloosa, AL
61 accounts at 18 banks and credit unions · checked Oct 6–22
- Typical
- 0.15%
- Top 10% from
- 2.25%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.25%
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Tuscaloosa, AL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Nucor Employee's Credit UnionCredit union · 1 branch
- Southern Energy Credit UnionCredit union · 2 branches
- Alabama ONECredit union · 13 branches