Bank · FDIC insured
BankFirst Financial Services Savings Rates
BankFirst Financial Services’s best savings rate is 0.05% APY on $10,000, with its Personal Money Market. Rates checked October 22, 2026.
How BankFirst Financial Services’s savings rates compare
Compared with banks and credit unions near Laurel, MS, where BankFirst Financial Services has the most branches. $10,000, best rate first.
This bank’s best
BankFirst Financial Services
0.50%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $50
Saver Savings + PERKS
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
CenturyFirst FCU
0.50%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $50
BankFirst Financial Services savings score
66
Savings score
Higher than 15% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where BankFirst Financial Services ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Saver Savings
Up to 0.50%APY
Must have an Interest Checking account to open a Saver Savings account and the Interest Checking account must remain open throughout the period that you hold the Saver Savings account. Limit one Saver Savings account per social security number.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $75,001Requires meeting linked Interest Checking qualification requirements during each Monthly Qualification Cycle: at least 20 POS debit card transactions of $5.00 or greater post and clear per cycle, and at least $500.00 cumulative direct deposits or $500.00 cumulative automatic payments post and clear per cycle. | 0.50% | $50 | Requires meeting linked Interest Checking qualification requirements during each Monthly Qualification Cycle: at least 20 POS debit card transactions of $5.00 or greater post and clear per cycle, and at least $500.00 cumulative direct deposits or $500.00 cumulative automatic payments post and clear per cycle. |
| Over $0Applies to all balances if Interest Checking qualifications are not met. Maintain a minimum balance of only $0.01 in the account each day to earn 0.01% APY. | 0.01% | $1 | Applies to all balances if Interest Checking qualifications are not met. Maintain a minimum balance of only $0.01 in the account each day to earn 0.01% APY. |
| $75,001 and upRequires meeting linked Interest Checking qualification requirements during each Monthly Qualification Cycle: at least 20 POS debit card transactions of $5.00 or greater post and clear per cycle, and at least $500.00 cumulative direct deposits or $500.00 cumulative automatic payments post and clear per cycle. Applies to balances $75,001.00 and above (over $75,000.99). | 0.15% | — | Requires meeting linked Interest Checking qualification requirements during each Monthly Qualification Cycle: at least 20 POS debit card transactions of $5.00 or greater post and clear per cycle, and at least $500.00 cumulative direct deposits or $500.00 cumulative automatic payments post and clear per cycle. Applies to balances $75,001.00 and above (over $75,000.99). |
Sources (2)
All captured Sep 19, 2026
Saver Savings + PERKS
Up to 0.50%APY
Must have an Interest Checking + PERKS account to open a Saver Savings + PERKS account and the Interest Checking + PERKS account must remain open throughout the period that you hold the Saver Savings + PERKS account. Limit one Saver Savings + PERKS account per social security number.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $75,001Requires meeting linked Interest Checking + PERKS qualification requirements during each Monthly Qualification Cycle: at least 20 POS debit card transactions of $5.00 or greater post and clear per cycle, and at least $500.00 cumulative direct deposits or $500.00 cumulative automatic payments post and clear per cycle. | 0.50% | $50 | Requires meeting linked Interest Checking + PERKS qualification requirements during each Monthly Qualification Cycle: at least 20 POS debit card transactions of $5.00 or greater post and clear per cycle, and at least $500.00 cumulative direct deposits or $500.00 cumulative automatic payments post and clear per cycle. |
| Over $0Applies to all balances if Interest Checking + PERKS qualifications are not met. Maintain a minimum balance of only $0.01 in the account each day to earn 0.01% APY. | 0.01% | $1 | Applies to all balances if Interest Checking + PERKS qualifications are not met. Maintain a minimum balance of only $0.01 in the account each day to earn 0.01% APY. |
| $75,001 and upRequires meeting linked Interest Checking + PERKS qualification requirements during each Monthly Qualification Cycle: at least 20 POS debit card transactions of $5.00 or greater post and clear per cycle, and at least $500.00 cumulative direct deposits or $500.00 cumulative automatic payments post and clear per cycle. Applies to balances $75,001.00 and above (over $75,000.99). | 0.15% | — | Requires meeting linked Interest Checking + PERKS qualification requirements during each Monthly Qualification Cycle: at least 20 POS debit card transactions of $5.00 or greater post and clear per cycle, and at least $500.00 cumulative direct deposits or $500.00 cumulative automatic payments post and clear per cycle. Applies to balances $75,001.00 and above (over $75,000.99). |
Sources (2)
All captured Sep 19, 2026
VIP Saver Savings + PERKS
Up to 0.50%APY
Must have a VIP Interest Checking + PERKS account to open a VIP Saver Savings + PERKS account and the VIP Interest Checking + PERKS account must remain open throughout the period that you hold the VIP Saver Savings + PERKS account. Limit one VIP Saver Savings + PERKS account per social security number.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $75,001Requires meeting linked VIP Interest Checking + PERKS qualification requirements during each Monthly Qualification Cycle: at least 20 POS debit card transactions of $5.00 or greater post and clear per cycle, and at least $500.00 cumulative direct deposits or $500.00 cumulative automatic payments post and clear per cycle. | 0.50% | $50 | Requires meeting linked VIP Interest Checking + PERKS qualification requirements during each Monthly Qualification Cycle: at least 20 POS debit card transactions of $5.00 or greater post and clear per cycle, and at least $500.00 cumulative direct deposits or $500.00 cumulative automatic payments post and clear per cycle. |
| Over $0Applies to all balances if VIP Interest Checking + PERKS qualifications are not met. Maintain a minimum balance of only $0.01 in the account each day to earn 0.01% APY. | 0.01% | $1 | Applies to all balances if VIP Interest Checking + PERKS qualifications are not met. Maintain a minimum balance of only $0.01 in the account each day to earn 0.01% APY. |
| $75,001 and upRequires meeting linked VIP Interest Checking + PERKS qualification requirements during each Monthly Qualification Cycle: at least 20 POS debit card transactions of $5.00 or greater post and clear per cycle, and at least $500.00 cumulative direct deposits or $500.00 cumulative automatic payments post and clear per cycle. Applies to balances $75,001.00 and above (over $75,000.99). | 0.15% | — | Requires meeting linked VIP Interest Checking + PERKS qualification requirements during each Monthly Qualification Cycle: at least 20 POS debit card transactions of $5.00 or greater post and clear per cycle, and at least $500.00 cumulative direct deposits or $500.00 cumulative automatic payments post and clear per cycle. Applies to balances $75,001.00 and above (over $75,000.99). |
Sources (2)
All captured Sep 19, 2026
Personal Money Market
0.05%APY
Avoid the $15 monthly service charge by maintaining a $2,500 daily minimum balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Avoid the $15 monthly service charge by maintaining a $2,500 daily minimum balance. | 0.00% | — | Avoid the $15 monthly service charge by maintaining a $2,500 daily minimum balance. |
| $5,000 – $25,000Avoid the $15 monthly service charge by maintaining a $2,500 daily minimum balance. | 0.05% | $5 | Avoid the $15 monthly service charge by maintaining a $2,500 daily minimum balance. |
| $25,000 – $100,000Avoid the $15 monthly service charge by maintaining a $2,500 daily minimum balance. | 0.10% | — | Avoid the $15 monthly service charge by maintaining a $2,500 daily minimum balance. |
| $100,000 and upAvoid the $15 monthly service charge by maintaining a $2,500 daily minimum balance. | 0.15% | — | Avoid the $15 monthly service charge by maintaining a $2,500 daily minimum balance. |
Sources (2)
All captured Sep 19, 2026
FIRSTSavings
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $300 | 0.00% | — |
| $300 – $25,000 | 0.05% | $5 |
| $25,000 – $50,000 | 0.05% | — |
| $50,000 – $100,000 | 0.10% | — |
| $100,000 and up | 0.10% | — |
Special-purpose accounts
Kids Only Savings
5.02%APY
Available to KIDS only under the age of 19. Converts to FIRSTSavings account when the primary owner reaches legal age for their state of residency. Maintain a minimum daily balance of $0.01 in the account each day to obtain the disclosed APY.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $501For daily balances below $501.00. Must maintain a minimum daily balance of $0.01 in the account each day to obtain the disclosed APY.Up to $501 | 5.02% | — | For daily balances below $501.00. Must maintain a minimum daily balance of $0.01 in the account each day to obtain the disclosed APY. |
Sources (2)
All captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.