Compare Bank & Credit Union Rates
Best savings rates in Birmingham, AL
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Birmingham, AL
- 0.25%APY$25 a year on $10,000
Requirements
Product: Quarterly service charge is refunded within 3 business days when linked to Essential Checking account or Advantage Checking account or if the daily balance is at least $250; otherwise a $5 quarterly service charge is applied.
Effective Sep 28, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Allows separating funds from regular share savings account for specific purposes.
Offer: Quarterly Dividend Compounded
0.25% interest rate · Effective Mar 31, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Establishing membership with Alabama Credit Union. Electronic or automatic withdrawals and transfers are limited to six per month. Dividends calculated on daily balances, credited and compounded quarterly.
Offer: Quarterly Dividend Compounded
0.25% interest rate · Compounded quarterly · Effective Mar 31, 2026
Rate checked
More details - AlaTrust Credit UnionShare AccountSavings · $101 min · 0.20%–0.40% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Designed for ages 25+. Holds membership at AlaTrust and pays dividends calculated on daily balances, credited and compounded quarterly. Electronic or automatic withdrawals and transfers are limited to 6 per month with unlimited free in-branch, AlaTrust ATM, or CO-OP ATM withdrawals.
Compounded quarterly · Effective Jun 30, 2026
Rate by balance
Rate by balance for Share Account Balance APY $101 – $9,999 0.20% $10,000 – $39,999Your amount 0.25% $40,000 – $75,000 0.30% $75,001 – $100,000 0.35% $100,000 and up 0.40% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - Alabama Central CURegular SavingsSavings · $100 min · 0.10%–0.20% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Both Regular Share and Daily Share Accounts available. Establishes membership with Alabama Central.
Offer: Earn dividends on daily balance of $100 or more; compounded and credited monthly. 6 free withdrawals per month, $2 fee for withdrawals in excess thereafter.
0.10% interest rate
Rate by balance
Rate by balance for Regular Savings Balance APY $100 – $2,500 0.10% Over $2,500Your amountDaily Share Account. 6 free withdrawals per month, $2 fee for excess withdrawals. 0.20% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A service charge of $5.00 is imposed every quarter if the daily balance falls below $100.00 any day of the quarter. 6 free withdrawals per quarter ($2.00 fee per withdrawal over 6).
Effective Sep 24, 2026
Rate by balance
Rate by balance for United Savings Balance APY Up to $2,499 0.05% $2,500 and upYour amount 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable-rate account; rates may change after the account is opened. Rates apply when qualifications are met.
Offer: When qualifications not met.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - First Horizon BankMoney Market SavingsMoney Market Savings · $50 min · 0.10%–0.15% by balance
Bank · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: $50 minimum opening deposit. The monthly service charge is refunded within 3 business days when the primary or joint account holder has an active Elite Checking account, or if the total combined balance in consumer deposit accounts is at least $5,000. Otherwise, a $9 monthly service charge applies. Tiered interest at money market rates based on daily balance compounded and credited monthly.
Offer: Monthly service charge refunded within 3 business days when linked to an active Elite Checking account or with $5,000+ total combined balance in consumer deposit accounts. Otherwise $9/month.
$9 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $24,999Your amount 0.10% $25,000 – $49,999 0.10% $50,000 – $99,999 0.15% $100,000 – $249,999 0.15% $250,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends calculated by monthly average daily balance method of $100 or more and paid and compounded quarterly. $5.00 minimum opening deposit.
Offer: Dividends paid quarterly.
Compounded quarterly · Effective Aug 1, 2026
Rate by balance
Rate by balance for Savings Balance APY $100 – $2,500 0.05% $2,500 – $25,000Your amount 0.10% $25,000 – $75,000 0.25% $75,000 and up 0.30% Rate checked
More details - Avadian Credit UnionU Name It SavingsSavings · $100 min · 0.05%–0.30% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Goal-oriented savings account. $5.00 minimum opening deposit.
Offer: Dividends paid quarterly.
Effective Aug 1, 2026
Rate by balance
Rate by balance for U Name It Savings Balance APY $100 – $2,500 0.05% $2,500 – $25,000Your amount 0.10% $25,000 – $75,000 0.25% $75,000 and up 0.30% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No minimum balance, no monthly fees; interest earned on average daily balance; up to 6 withdrawals per month.
Offer: Dividends paid monthly. Rate applies to balances of $25.00 and up.
0.10% interest rate · No monthly fee · Effective May 14, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum opening deposit of $5.00 establishes membership; up to 6 withdrawals per month; dividends declared and paid quarterly.
Offer: Dividends paid quarterly. Rate applies to balances of $25.00 and up.
0.10% interest rate · Effective May 14, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Rounds up debit card purchases to next dollar and deposits spare change into savings; requires maintaining a $25.00 balance; up to 6 withdrawals per month.
Offer: Dividends paid monthly. Rate applies to balances of $25.00 and up.
0.10% interest rate · Effective May 14, 2025
Rate checked
More details - ANG Federal Credit UnionShare Accounts (Savings)Savings · 0.00%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Effective Jan 20, 2023
Rate by balance
Rate by balance for Share Accounts (Savings) Balance APY Up to $25 0.00% Over $25Your amount 0.10% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Birmingham, AL
71 accounts at 23 banks and credit unions · checked Oct 6–22
- Typical
- 0.20%
- Top 10% from
- 1.56%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.30%
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Birmingham, AL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ASE Credit UnionCredit union · 1 branch
- AOD Federal Credit UnionCredit union · 1 branch
- AmFirstCredit union · 17 branches