Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Choose a location to see banks and credit unions with a branch near you.
Top credit card rates
Showing 1591–1605 of 2,142 nationwide · median 10.90% APR
- 12.55%APRas low as · up to 18.00%
12.55% APR, up to 18.00%
Terms
Variable APR based on creditworthiness. 25-day grace period on purchases.
Credit card score 70 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 12.60%APRas low as
Terms
Rate based on creditworthiness and term of loan. Maximum financing: $10,000.00.
Credit card score 70 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 12.65%APRas low as · up to 21.75%
12.65% APR, up to 21.75%
Terms
Variable APR. Minimum credit limit $5,000.
Credit card score 70 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 12.65%APRas low as · up to 17.99%
12.65% APR, up to 17.99%
Terms
Based on creditworthiness. Variable APR based on the Prime Rate.
Credit card score 70 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 12.65%APRas low as
Terms
Variable rate credit card. No annual fee.
Credit card score 70 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 12.65%APRas low as · up to 17.90%
12.65% APR, up to 17.90%
Terms
Purchase APR based on creditworthiness; variable with Prime Rate up to 18.00% max.
Credit card score 70 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 12.65%APRas low as · up to 21.25%
12.65% APR, up to 21.25%
Terms
APR is 12.65% to 21.25% when you open your account; after that, APR will vary with the market based on the prime rate. Rate is based on credit qualification and the VISA Credit Card selected. No interest charged on purchases if entire new purchase balance is paid by the due date each month.
Credit card score 70 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 12.65%APRas low as
Credit card score 70 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 12.65%APRas low as
Terms
Rates can adjust quarterly subject to Prime Rates. Maximum rate is 18%. No balance transfer fee.
Credit card score 70 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 12.65%APRas low as · up to 21.00%
12.65% APR, up to 21.00%
Terms
Lowest possible APR listed for qualified borrowers. Rate may change dependent upon credit qualifications. All rates are subject to change daily. Borrower must have approved credit and limitations may apply.
Credit card score 70 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 12.65%APRas low as
Terms
Visa Platinum I tier. Subject to credit approval. Variable APR based on the Prime Rate.
Credit card score 70 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 12.65%APRas low as · up to 20.65%
12.65% APR, up to 20.65%
Terms
Standard rate for Purchases. APR will vary with market based on Prime Rate. Revolving term.
Credit card score 70 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 12.65%APRas low as · up to 18.00%
12.65% APR, up to 18.00%
Terms
Standard variable APR based on creditworthiness. Rates subject to change at any time without notice.
Credit card score 70 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 12.65%APRas low as · up to 24.00%
12.65% APR, up to 24.00%
Terms
Standard variable APR. Rates current as of 1/26/26 are 12.65% - 24.00%.
Credit card score 70 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 12.65%APRas low as
Terms
Revolving regular APR.
Credit card score 70 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,142 banks and credit unions · checked Oct 22–28
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union
- Popular DirectBank