Credit union · NCUA insured
Prospera Credit Union
A $378.8M credit union headquartered in Appleton, WI, with 21,481 members and 6 branches in Wisconsin. Best rates: CDs 3.80% and savings 0.10% APY.
Prospera Credit Union Carrot Score
73
Carrot Score
Higher than 33% of U.S. banks and credit unions
#18 of 29 in Appleton, WI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Prospera Credit Union
Prospera Credit Union dates back to 1934 when it opened under the Banta Credit Union name before changing its name to Prospera in 2002.
Based in Appleton, Wisconsin, the credit union operates six branches across Appleton, Darboy, Grand Chute, Menasha, Neenah, and Oshkosh, serving a nine-county area.
- Headquarters
- 4830 N Ballard Rd, Appleton, WI 54913
- NCUA charter
- 66652
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone living or working in Wisconsin’s Outagamie, Winnebago, Brown, Calumet, Waupaca, Manitowoc, Waushara, Shawano, and Fond du lac counties is eligible for membership.
Employers and groups
- Printpac Acquisitions, Inc., a Wisconsin based company.
- Employees of RR Donnelly and all its solely owned subsidiary companies are eligible for membership.
Military, government and schools
- Teachers, administration, and students of Fox Valley Technical College and University of Wisconsin Center Fox Valley are eligible for membership.
- University of Wisconsin Oshkosh (UWO) current and previous university staff, academic staff, faculty, any employee of the organization currently holding the food service contract for UWO, and any officially recognized Association of UWO are eligible for membership.
- UWO students currently enrolled, previously enrolled, alumni, and/or who completed any classes at UWO are eligible for membership.
1 more way to join
Family and household
- Immediate family members of any other eligible person are eligible for membership.
Branches
6 branches in Wisconsin
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Wisconsin
6 branches
Appleton area · 3
- Ballard Branch4830 N Ballard Rd, Appleton, WI 54913Directions
- Darboy BranchN9660 County Rd N, Appleton, WI 54915Directions
- Grand Chute Branch5140 W Integrity Way, Grand Chute, WI 54913Directions
Oshkosh area · 3
- Menasha Branch849 Warsaw St, Menasha, WI 54952Directions
- Neenah Branch934 S Green Bay Rd, Neenah, WI 54956Directions
- Oshkosh Branch90 Wisconsin St, Oshkosh, WI 54901Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.09% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.22% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.32% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $96 | $76 | — |
- CapitalNet worth ratio9.09%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.22%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.32%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$96Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Prospera Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.