Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Choose a location to see banks and credit unions with a branch near you.
Top credit card rates
Showing 1606–1620 of 2,142 nationwide · median 10.90% APR
- 12.70%APRas low as · up to 18.15%
12.70% APR, up to 18.15%
Terms
Standard variable APR based on Prime Rate; assigned upon approval based on creditworthiness. Minimum credit limit is $500.
Credit card score 70 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 12.70%APRas low as
Terms
Variable APR based on Prime + 5.7%. No annual fee. Credit limit up to $25,000. 25-day grace period for purchases if paid in full each month.
Credit card score 70 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 12.70%APRas low as
Terms
Unsecured. Actual interest rate may vary depending on credit history, collateral, term, and loan to value.
Credit card score 70 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 12.74%APRas low as
Terms
Variable Rate indexed to the Prime Rate. As low as 12.74%.
Credit card score 69 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 12.74%APRas low as · up to 17.99%
12.74% APR, up to 17.99%
Terms
AHCU Visa Premier Variable APR ranges from 12.74% – 17.99% depending on creditworthiness. Limit $300 to $25,000. No Annual Fee.
Credit card score 69 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 12.74%APRas low as · up to 20.24%
12.74% APR, up to 20.24%
Terms
Variable ongoing APR based on creditworthiness. Determined by adding a margin of 5.74% to 13.24% to the Prime Rate. Changes every January and July.
Credit card score 69 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 12.74%APRas low as · up to 17.74%
12.74% APR, up to 17.74%
Terms
Variable APR based on creditworthiness for purchases, adjusted on first day of each billing cycle by adding 5.74%, 8.74%, or 10.74% margin to The Wall Street Journal Prime Rate as published on the last business day of preceding calendar month. Maximum rate is 18.00% APR.
Credit card score 69 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches - 12.74%APRas low as · up to 17.74%
12.74% APR, up to 17.74%
Terms
Regular variable APR on purchases and balance transfers based on creditworthiness (Prime + 5.99% or Prime + 10.99%).
Credit card score 69 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 12.74%APRas low as
Terms
Variable APR based on creditworthiness when you open your account. Varies with the market based on the Prime Rate (Prime + 5.74%).
Credit card score 69 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 12.74%APRas low as · up to 17.99%with conditions
12.74% APR, up to 17.99%
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Variable rates as low as 12.74% APR (up to 17.99% APR). Stated APR assumes qualification for maximum available rate discount.
Credit card score 69 · Carrot Score 67
Rate checked · Credit cards rates on its site
Rates and branches - 12.74%APRas low as · up to 24.74%
12.74% APR, up to 24.74%
Terms
Variable rate based on Prime Rate. Standard variable APR based on creditworthiness. Avoid finance charges on purchases by paying entire balance within 25 days of statement closing date.
Credit card score 69 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 12.74%APRas low as
Terms
Quarterly variable rate tier. No annual fee. Subject to credit approval.
Credit card score 69 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 12.74%APRas low as · up to 20.74%
12.74% APR, up to 20.74%
Terms
After the introductory period, a variable APR, currently Prime + 5.74% to Prime + 13.74% applies, based on creditworthiness.
Credit card score 69 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 12.74%APRas low as
Terms
Variable rate. APR as low as 12.74%. No balance transfer or cash advance fees.
Credit card score 69 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 12.74%APRas low as
Terms
Standard APR as low as 12.74% based on credit score. Max credit limit $25,000.
Credit card score 69 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,142 banks and credit unions · checked Oct 22–28
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union
- Popular DirectBank