Credit union · NCUA insured
Wauna Credit Union
A $400.1M credit union headquartered in Clatskanie, OR, with 26,781 members and 8 branches in Oregon. Best rates: CDs 3.00% and savings 0.75% APY.
Wauna Credit Union Carrot Score
70
Carrot Score
Higher than 26% of U.S. banks and credit unions
#33 of 56 in Portland, OR-WA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Wauna Credit Union
Wauna Credit Union was founded in 1967 by employees of the Crown Zellerbach Paper Mill in Wauna, Oregon, originally chartering as C.Z. Zellerbach Wauna Federal Credit Union.
The member-owned cooperative operates seven branches across Columbia, Clatsop, and Western Washington counties in Oregon, as well as Pacific County in Washington.
- Headquarters
- 101 Truehaak St, Clatskanie, OR 97016-7454
- NCUA charter
- 17990
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who reside in, are employed in, attend school in, or worship in Clatsop, Columbia, and western Washington Counties in Oregon, or Pacific County in Washington are eligible to join.
Employers and groups
- Businesses, organizations, or legal entities within the service area counties are eligible for membership.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, including step- and adoptive relationships) and household members (living in the same residence maintaining a single economic unit) of current members or eligible primary individuals can join.
Cost to join
- A $5.00 share deposit is required to maintain membership.
Branches
8 branches in Oregon
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Oregon
8 branches
Portland area · 6
- CorporateMain office101 Truehaak St, Clatskanie, OR 97016Directions
- Clatskanie101 Truehaak St, Clatskanie, OR 97016Directions
- Forest Grove3532 Pacific Ave, Forest Grove, OR 97116Directions
- Scappoose52381 Columbia River Hwy, Scappoose, OR 97056Directions
- St. Helens275 S Columbia River Hwy, St. Helens, OR 97051Directions
- Vernonia1010 Bridge St, Vernonia, OR 97064Directions
Astoria area · 2
- Astoria595 Marine Dr, Astoria, OR 97103Directions
- Warrenton1540 SE Discovery Ln, Warrenton, OR 97146Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.18% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.78% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.45% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $86 | $76 | — |
- CapitalNet worth ratio9.18%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.78%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.45%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$86Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Wauna Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.