Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Choose a location to see banks and credit unions with a branch near you.
Top credit card rates
Showing 1576–1590 of 2,142 nationwide · median 10.90% APR
- 12.50%APRas low as
Terms
25-day grace period on all purchases
Credit card score 70 · Carrot Score 62
Rate checked · Credit cards rates on its site
Rates and branches - 12.50%APRas low as
Terms
Low, fixed rate. No annual fees and no balance transfer fees. Rate based on creditworthiness and membership eligibility.
Credit card score 70 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 12.50%APRas low as
Terms
$5,000.00 Line of Credit Limit. Rates are subject to change daily.
Credit card score 70 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 12.50%APRas low as · up to 25.00%
12.50% APR, up to 25.00%
Terms
Variable APR between 12.50% and 25.00% based on creditworthiness. No penalty APR, no cash advance fees.
Credit card score 70 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 12.50%APRas low as
Terms
As low as 12.50% APR. Rate based on creditworthiness, credit score, and term of loan. Rates subject to change. No annual fee.
Credit card score 70 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 12.50%APRas low as · up to 18.00%
12.50% APR, up to 18.00%
Terms
Variable APR based on the Prime Lending Rate published in the Wall Street Journal on the last business day of the month; will not exceed 18% APR.
Credit card score 70 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 12.50%APRas low as
Terms
Loan rates based on credit score. Rate starting at 12.50% (12.50% APR).
Credit card score 70 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 12.50%APRas low as · up to 17.50%
12.50% APR, up to 17.50%
Terms
Non-variable rate based on creditworthiness. No balance transfer fees, no cash advance fees, and no penalty rates.
Credit card score 70 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - 12.50%APRas low as · up to 18.00%
12.50% APR, up to 18.00%
Terms
Variable APR based on the Prime Rate. Actual rate based on creditworthiness.
Credit card score 70 · Carrot Score 63
Rate checked · Credit cards rates on its site
Rates and branches - 12.50%APRas low as · up to 18.00%
12.50% APR, up to 18.00%
Credit card score 70 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 12.50%APRas low as
Terms
Call credit union for most current rates. Subject to change with or without notice. 'As low as' advertised rates are based on credit score, term, and any discount applied. Actual rates & terms received are based on overall creditworthiness and subject to approval.
Credit card score 70 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 12.50%APRas low as
Terms
Competitive interest rate of 12.50% fixed APR for Purchases. No annual fee. Earn Scorecard Rewards points.
Credit card score 70 · Carrot Score 68
Rate checked · Credit cards rates on its site
Rates and branches - 12.50%APRas low as
Terms
ANNUAL PERCENTAGE RATE (APR) FOR PURCHASES. 25 days grace period for repayment of balances for purchases. Method of computing balance: Average Daily Balance (including new purchases).
Credit card score 70 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 12.50%APRas low as · up to 21.50%
12.50% APR, up to 21.50%
Terms
Standard variable APR based on Prime Rate depending on credit history for purchases. Prime plus margin of 5.50% - 21.00% depending on credit history. Maximum APR 29.99%.
Credit card score 70 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 12.50%APRas low as
Terms
Fixed APR of 12.50% applies to purchases, balance transfers, and cash advances.
Credit card score 69 · Carrot Score 68
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,142 banks and credit unions · checked Oct 22–28
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union
- Popular DirectBank