Credit union · NCUA insured
JACom Credit Union
A $54.9M credit union headquartered in Los Angeles, CA, with 7,757 members and 1 branch in California. Best rates: CDs 2.89% and savings 0.25% APY.
JACom Credit Union Carrot Score
69
Carrot Score
Higher than 23% of U.S. banks and credit unions
#103 of 128 in Los Angeles, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About JACom Credit Union
Chartered in 1951 as L.A. Southwest Japanese Credit Union, JACom Credit Union was established to help the Japanese community in southwest Los Angeles purchase homes.
Headquartered in Los Angeles, California, the member-owned institution serves members throughout most of Southern California and parts beyond.
- Headquarters
- 3037 w jefferson blvd, Los Angeles, CA 90018
- NCUA charter
- 63589
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of eligible sponsor organizations (The Rafu Shimpo, East West Eye Institute, Miyako Inn & Spa L.A., Morita Produce, Inc., King's Hawaiian Holding Co., Inc., Masada Homes, Yonemoto Physical Therapy Services, Japan Auto Corp., Harbor Japanese Community Center, Little Tokyo Service Center (LTSC) Community Development Corp., H & H Nursery, or Keiro Services) are eligible for membership.
- Employees or members of Higashi Honganji Buddhist Temple, Japanese American Cultural and Community Center, or Japanese Restaurant Assoc. of So Cal are eligible for membership.
Military, government and schools
- Pupils, past pupils, teachers, officials, PTA members, or persons associated in some other capacity with the Japanese Language School Unified System are eligible for membership.
Family and household
- Immediate family members (spouse, siblings, parents, and children) of current members are eligible for membership.
Other ways
- Persons of Japanese ancestry residing in Los Angeles, Orange, Riverside, or San Bernardino County are eligible for membership.
Branches
1 branch in California
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California
1 branch
- los angelesMain office3037 w jefferson blvd, Los Angeles, CA 90018Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.58% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.06% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.17% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $51 | $59 | — |
- CapitalNet worth ratio16.58%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.06%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.17%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$51Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of JACom Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.