Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 31–45 of 48 in Missouri · median 10.94% APR
- 11.95%APRas low as
Terms
25 day grace period; rates shown are best available based on underwriting criteria.
Credit card score 73 · Carrot Score 88
Rate checked · Credit cards rates on its site
More details - 11.99%APRas low as
Terms
Subject to credit approval. The rate you qualify for is determined by your creditworthiness, collateral and length of term. Rates as low as. Balance transfer and cash advance rates are same as purchases. NO balance transfer fees.
Credit card score 72 · Carrot Score 65
Rate checked · Credit cards rates on its site
More details - 11.99%APRas low as · up to 23.99%
11.99% APR, up to 23.99%
Terms
Credit Card APR may vary and is determined by adding margin (Low Rate margin is 4.99% to 16.99%) to the U.S. prime rate published in the Money Rates section of the Wall Street Journal on the first business day of the month.
Credit card score 72 · Carrot Score 93
Rate checked · Credit cards rates on its site
More details - 11.99%APRas low as
Terms
Rates as low as 11.74% APR. Best rate quoted; rate may vary based on credit qualifications. Variable rate based on Prime Rate. No annual fee, balance transfer fee, cash advance fee, or over limit fee.
Credit card score 72 · Carrot Score 80
Rate checked · Credit cards rates on its site
More details - 12.49%APRas low as
Terms
25-day grace period. No annual fees, no balance transfer fees, or cash advance fees.
Credit card score 70 · Carrot Score 92
Rate checked · Credit cards rates on its site
More details - 12.50%APRas low as
Terms
ANNUAL PERCENTAGE RATE (APR) FOR PURCHASES. 25 Days grace period for repayment of balances for purchases. Method of computing the balance for purchases: Average Daily Balance (including new purchases). Transaction fee for purchases: None.
Credit card score 70 · Carrot Score 83
Rate checked · Credit cards rates on its site
More details - 12.75%APRas low as
Terms
Variable APR. All loans subject to approval and membership eligibility. Effective date: Friday, October 30th, 2026.
Credit card score 69 · Carrot Score 82
Rate checked · Credit cards rates on its site
More details - R-G Federal Credit UnionR-G Federal Credit Union Classic Visa Card · No annual fee
Credit union · 3 branches
12.75%APRas low asTerms
Fixed rate of 12.75% APR depending on creditworthiness. No annual fee, balance transfer fee, cash advance fee, inactivity fee, or foreign transaction fee.
Credit card score 69 · Carrot Score 93
Rate checked · Credit cards rates on its site
More details - 12.90%APRas low as
Terms
For building or improving your credit, this card offers a fixed rate of 12.90% APR*. Rate is determined by member eligibility and creditworthiness, as well as other factors. No annual fees or balance transfer charges.
Credit card score 68 · Carrot Score 61
Rate checked · Credit cards rates on its site
More details - 12.90%APRas low as
Terms
Variable rate, subject to change. Rate as low as stated; subject to credit approval, loan-to-value, and other underwriting factors.
Credit card score 68 · Carrot Score 80
Rate checked · Credit cards rates on its site
More details - 13.50%APRas low as
Terms
Totally free card; no cash advance fees.
Credit card score 65 · Carrot Score 78
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More details - 13.50%APRas low as
Terms
Fixed rate. Unsecured open-ended credit line. Rate based on creditworthiness.
Credit card score 65 · Carrot Score 73
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More details - 13.50%APRas low as
Terms
Subject to credit approval and restrictions or requirements.
Credit card score 65 · Carrot Score 67
Rate checked · Credit cards rates on its site
More details - First Missouri Credit UnionFirst Missouri Credit Union Visa Platinum Cash Back Credit Card · No annual fee
Credit union · 2 branches
13.90%APRas low asTerms
Competitive, fixed annual percentage rate as low as 13.9%. 25-day, interest-free grace period on purchases. No annual, balance-transfer or cash-advance fees. Cash-back rewards on purchases. No international transaction fees.
Credit card score 64 · Carrot Score 73
Rate checked · Credit cards rates on its site
More details - 13.90%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Rate stated is with 'A' paper and includes 0.50% discount for auto payment or payroll deduction. Rates are based on applicant's credit bureau score. Rate applies to NEW money only. Subject to credit approval.
Credit card score 64 · Carrot Score 83
Rate checked · Credit cards rates on its site
More details
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Missouri
48 banks and credit unions · checked Oct 30–31
- Typical
- 10.94%
- Top 10% up to
- 8.96%
- Credit unions, typical
- 10.94%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Missouri
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MECE Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 35 branches
- Postal & Community Credit UnionCredit union · 2 branches