Credit union · NCUA insured
Summit Ridge Credit Union Credit Card Rates
Summit Ridge Credit Union credit cards start at 13.50% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Summit Ridge Credit Union’s credit card rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Summit Ridge Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Summit Ridge Credit Union
13.50%APR
Visa Credit Card
Lowest rate
R-G Federal Credit Union
8.75%APR
2nd-lowest rate
1st MidAmerica Credit Union
8.90%APR
Summit Ridge Credit Union credit card score
65
Credit card score
Higher than 14% of U.S. banks and credit unions
- Purchase APRPurchase APR13.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Summit Ridge Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
Subject to credit approval and restrictions or requirements.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.50% | None | Subject to credit approval and restrictions or requirements. |
Who can join Summit Ridge Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live or work in Jackson County, Missouri are eligible for membership.
Family and household
- Immediate family members of persons who live or work in Jackson County, Missouri are eligible for membership.
Cost to join
- An initial share deposit of $5.00 is required to establish and maintain membership/ownership in the credit union.
Membership information collected October 4, 2026.