Credit union · NCUA insured
Neighbors Credit Union Credit Card Rates
Neighbors Credit Union credit cards start at 11.95% APR on purchases, after any introductory rate. Rates checked October 17, 2026.
How Neighbors Credit Union’s credit card rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where Neighbors Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Neighbors Credit Union
11.95%APR
- Up to
- —
Visa Platinum
Lowest rate
FRB Federal Credit Union
7.50%APR
- Up to
- —
2nd-lowest rate
First Community Credit Union
7.90%APR
- Up to
- 16.90% APR
Neighbors Credit Union credit card score
73
Credit card score
Higher than 34% of U.S. banks and credit unions
- Purchase APRPurchase APR11.95%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Neighbors Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum
Ideal if you typically carry a balance; non-variable interest rate with no hidden fees; 25 day grace period.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.95% | None | 25 day grace period; rates shown are best available based on underwriting criteria. |
Visa Platinum Rewards
Variable rate card. No monthly or annual fee. Earn rewards on purchases via CURewards Program.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.70% | None | Variable Rate; 25 day grace period; rates shown are best available based on underwriting criteria. |
Visa Platinum Secured
Secured by funds in a Neighbors savings account as collateral. Membership eligibility and credit qualifications apply.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.00% | None | 25 day grace period; secured by savings account funds; subject to credit qualifications. |
Who can join Neighbors Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in St. Louis City, St. Louis County, St. Charles County, or Jefferson County (MO), or Madison County, Monroe County, or St. Clair County (IL) are eligible for membership.
Family and household
- Family members of existing members are eligible for membership.
Membership information collected October 4, 2026.