Credit union · NCUA insured
Horizon Credit Union Credit Card Rates
Horizon Credit Union credit cards start at 13.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Horizon Credit Union’s credit card rates compare
Compared with banks and credit unions near Kirksville, MO, where Horizon Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Horizon Credit Union
13.90%APR
VISA® Credit Card
Horizon Credit Union credit card score
64
Credit card score
Higher than 11% of U.S. banks and credit unions
- Purchase APRPurchase APR13.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Horizon Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA® Credit Card
No annual fee and a 25-day interest-free grace period on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.90% | None | No annual fee; 25-day interest-free grace period on purchases. |
Sources (2)
All captured Oct 16, 2026
Who can join Horizon Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.