Credit union · NCUA insured
Columbia Credit Union Credit Card Rates
Columbia Credit Union credit cards start at 11.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Columbia Credit Union’s credit card rates compare
Compared with banks and credit unions near Tampa, FL, where Columbia Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Columbia Credit Union
11.99%APR
- Up to
- —
Visa Credit Card
Lowest rate
Oxford Federal Credit Union
6.90%APR
- Up to
- 17.90% APR
2nd-lowest rate
Family First Credit Union
8.90%APR
- Up to
- —
Columbia Credit Union credit card score
72
Credit card score
Higher than 32% of U.S. banks and credit unions
- Purchase APRPurchase APR11.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Columbia Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.99% | None | Subject to credit approval. The rate you qualify for is determined by your creditworthiness, collateral and length of term. Rates as low as. Balance transfer and cash advance rates are same as purchases. NO balance transfer fees. |
Who can join Columbia Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live or work in Boone County, Missouri are eligible for membership.
Family and household
- Close relatives and household minors of existing members are eligible for membership.
Cost to join
- Membership requires maintaining a minimum balance of one share ($0.01) in the primary account.
Membership information collected October 4, 2026.