Credit union · NCUA insured
Multi-States Credit Union Credit Card Rates
Multi-States Credit Union credit cards start at 13.50% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Multi-States Credit Union’s credit card rates compare
Compared with banks and credit unions near Springfield, MO, where Multi-States Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Multi-States Credit Union
13.50%APR
MasterCard Credit Card
Lowest rate
Educational Community Credit Union
9.40%APR
2nd-lowest rate
Multipli Credit Union
9.65%APR
Multi-States Credit Union credit card score
65
Credit card score
Higher than 14% of U.S. banks and credit unions
- Purchase APRPurchase APR13.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Multi-States Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
MasterCard Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.50% | None | Totally free card; no cash advance fees. |
Sources (1)
- mymscu.com/credit-debit-cards · captured Oct 7, 2026
Who can join Multi-States Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees, affiliates, volunteers, and other groups associated with Mercy Health System.
Family and household
- Membership is open to families of Mercy Health System employees, affiliates, and volunteers.
Cost to join
- Purchase one $10 share to deposit into main savings account, which must remain on deposit at all times for membership.
Membership information collected October 4, 2026.