Credit union · NCUA insured
CSD Credit Union Credit Card Rates
Top CarrotCSD Credit Union credit cards start at 12.49% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How CSD Credit Union’s credit card rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where CSD Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
CSD Credit Union
12.49%APR
VISA Credit Card
Lowest rate
R-G Federal Credit Union
8.75%APR
2nd-lowest rate
1st MidAmerica Credit Union
8.90%APR
CSD Credit Union credit card score
70
Credit card score
Higher than 27% of U.S. banks and credit unions
- Purchase APRPurchase APR12.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where CSD Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
Effective as of 2/4/2026. No annual fees, no balance transfer fees, or cash advance fees. 25-day grace period.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.49% | None | 25-day grace period. No annual fees, no balance transfer fees, or cash advance fees. |
Who can join CSD Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in Jackson, Clay, or Platte Counties in Missouri are eligible for membership.
Military, government and schools
- Employees, students, graduates, or individuals with a family member attending a local educational institution are eligible for membership.
Family and household
- Individuals who have a family member with a current CSD account are eligible for membership.
Cost to join
- There is no fee to open an account at CSD Credit Union; an initial deposit of $10.00 is required.
Membership information collected October 4, 2026.