Credit union · NCUA insured
Vantage Credit Union Credit Card Rates
Vantage Credit Union credit cards start at 11.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Vantage Credit Union’s credit card rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where Vantage Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Vantage Credit Union
11.99%APR
- Up to
- —
Platinum Mastercard
Lowest rate
FRB Federal Credit Union
7.50%APR
- Up to
- —
2nd-lowest rate
First Community Credit Union
7.90%APR
- Up to
- 16.90% APR
Vantage Credit Union credit card score
72
Credit card score
Higher than 32% of U.S. banks and credit unions
- Purchase APRPurchase APR11.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Vantage Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Mastercard
Membership eligibility required. Best rate quoted; rate may vary based on credit qualifications and with the market based on Prime Rate (may change quarterly).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.74% | None | Rates as low as 11.74% APR. Best rate quoted; rate may vary based on credit qualifications. Variable rate based on Prime Rate. No annual fee, balance transfer fee, cash advance fee, or over limit fee. |
Platinum Rewards Mastercard
Membership eligibility required. Best rate quoted; rate may vary based on credit qualifications and with the market based on Prime Rate (may change quarterly).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.49% | None | Rates as low as 13.49% APR. Best rate quoted; rate may vary based on credit qualifications. Variable rate based on Prime Rate. No annual fee, balance transfer fee, cash advance fee, or over limit fee. |
Platinum Secured Mastercard
Credit line secured by a matching deposit in a Vantage savings account. Membership eligibility required. Best rate quoted; rate may vary based on credit qualifications and with the market based on Prime Rate (may change quarterly).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.75% | None | Credit line secured by a matching deposit in a Vantage savings account. Best rate quoted; rate may vary based on credit qualifications. Variable rate based on Prime Rate. |
World Mastercard
Membership eligibility required. Best rate quoted; rate may vary based on credit qualifications and with the market based on Prime Rate (may change quarterly).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.99% | None | Rates as low as 13.99% APR. Best rate quoted; rate may vary based on credit qualifications. Variable rate based on Prime Rate. No annual fee, balance transfer fee, cash advance fee, or over limit fee. |
Who can join Vantage Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.