Credit union · NCUA insured
Holy Rosary Credit Union Credit Card Rates
Holy Rosary Credit Union credit cards start at 12.75% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Holy Rosary Credit Union’s credit card rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Holy Rosary Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Holy Rosary Credit Union
12.75%APR
Visa Credit Cards
Lowest rate
R-G Federal Credit Union
8.75%APR
2nd-lowest rate
1st MidAmerica Credit Union
8.90%APR
Holy Rosary Credit Union credit card score
69
Credit card score
Higher than 23% of U.S. banks and credit unions
- Purchase APRPurchase APR12.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Holy Rosary Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic Visa Card
Annual fee: $0. No balance transfer fees. Effective date: Friday, October 16th, 2026.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.00% | None | Annual fee: $0. No balance transfer fees. Cash advance transactions have the same low rate. Effective date: Friday, October 16th, 2026. |
Sources (1)
- holyrosarycu.org/visa-credit-cards · captured Oct 16, 2026
Visa Credit Cards
All loans subject to approval and membership eligibility. Variable rate. Effective date: Friday, October 16th, 2026.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.75% | None | Variable APR. All loans subject to approval and membership eligibility. Effective date: Friday, October 16th, 2026. |
Sources (1)
- holyrosarycu.org/current-rates · captured Oct 16, 2026
Who can join Holy Rosary Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Individuals can become eligible for membership by joining or supporting the Magis Foundation (with a $5 donation) / Cooperative Lending Alternative Program.
Employers and groups
- Members of a Catholic Parish in the Diocese of Kansas City-St. Joseph are eligible for membership.
- Individuals involved with listed affiliated partner organizations and community groups are eligible for membership.
Cost to join
- A $5 one-time membership fee is required to open an account.
- A minimum savings deposit of $5.00 is required and must remain on deposit until membership is closed.
Membership information collected October 4, 2026.