Credit union · NCUA insured
Academic Employees Credit Union Credit Card Rates
Academic Employees Credit Union credit cards start at 12.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Academic Employees Credit Union’s credit card rates compare
Compared with banks and credit unions near Columbia, MO, where Academic Employees Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Academic Employees Credit Union
12.90%APR
Classic Visa
Lowest rate
United Credit Union
9.50%APR
2nd-lowest rate
Multipli Credit Union
9.65%APR
Academic Employees Credit Union credit card score
67
Credit card score
Higher than 20% of U.S. banks and credit unions
- Purchase APRPurchase APR12.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Academic Employees Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic Visa
Rate is determined by member eligibility and creditworthiness, as well as other factors.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | None | For building or improving your credit, this card offers a fixed rate of 12.90% APR*. Rate is determined by member eligibility and creditworthiness, as well as other factors. No annual fees or balance transfer charges. |
Sources (1)
- academicecu.com/loans_mc.asp · captured Oct 7, 2026
Platinum Visa
Rate is determined by member eligibility and creditworthiness, as well as other factors.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.90%–12.90% | None | Low, fixed rates ranging from 7.90% to 12.90% APR*. Rate is determined by member eligibility and creditworthiness, as well as other factors. No annual fees or balance transfer charges. |
Sources (1)
- academicecu.com/loans_mc.asp · captured Oct 7, 2026
Who can join Academic Employees Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.