Credit union · NCUA insured
United Community Credit Union Credit Card Rates
United Community Credit Union credit cards start at 12.50% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How United Community Credit Union’s credit card rates compare
Compared with banks and credit unions near Quincy, IL-MO, where United Community Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
United Community Credit Union
12.50%APR
- Up to
- —
VISA Credit Card
Lowest rate
Members First Community CU
8.99%APR
- Up to
- 19.99% APR
3rd-lowest rate
Commerce Bank
17.99%APR
- Up to
- 27.99% APR
United Community Credit Union credit card score
70
Credit card score
Higher than 26% of U.S. banks and credit unions
- Purchase APRPurchase APR12.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where United Community Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
Our VISA Cards have a fixed rate with NO ANNUAL FEE and a 25-day grace period. Save money by transferring the balances from other high rate credit cards. Payments can be accepted at the Credit Union. Applicants must meet UCCU credit guidelines.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.50% | None | ANNUAL PERCENTAGE RATE (APR) FOR PURCHASES. 25 days grace period for repayment of balances for purchases. Method of computing balance: Average Daily Balance (including new purchases). |
Sources (1)
- myuccu.com/loans/visa-cards · captured Oct 7, 2026
Who can join United Community Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.