Credit union · NCUA insured
CommunityAmerica Credit Union Credit Card Rates
Top CarrotCommunityAmerica Credit Union credit cards start at 11.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How CommunityAmerica Credit Union’s credit card rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where CommunityAmerica Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
CommunityAmerica Credit Union
11.99%APR
- Up to
- 23.99% APR
Visa® Low Rate
Lowest rate
R-G Federal Credit Union
8.75%APR
- Up to
- —
2nd-lowest rate
1st MidAmerica Credit Union
8.90%APR
- Up to
- —
CommunityAmerica Credit Union credit card score
72
Credit card score
Higher than 32% of U.S. banks and credit unions
- Purchase APRPurchase APR11.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where CommunityAmerica Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa® Low Rate
Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, and amount of loan. No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.74% | None | Credit Card APR may vary and is determined by adding margin (4.99% to 16.99%) to the U.S. prime rate published in the Money Rates section of the Wall Street Journal on the first business day of the month. |
Visa® Rewards
Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, and amount of loan. No annual fee. Earns unlimited 1% cash back / rewards points on qualifying purchases with uChoose Rewards.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.74% | None | Credit Card APR may vary and is determined by adding margin (6.99% to 13.99%) to the U.S. prime rate published in the Money Rates section of the Wall Street Journal on the first business day of the month. |
Visa® Signature
For well-qualified borrowers. Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, and amount of loan. No annual fee. No foreign transaction fees. Unlimited 1.5% cash back on every purchase.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.74% | None | Credit Card APR may vary and is determined by adding margin (8.99% to 10.99%) to the U.S. prime rate published in the Money Rates section of the Wall Street Journal on the first business day of the month. |
| Intro, 18 months | 0.00% | None | 0% Introductory APR for 18 billing periods / first 18 months after account opening. After introductory period, standard variable APR is 15.99% or 17.99% (or 17.49% or 19.49% per disclosures depending on credit history). Intro rate not available to current CommunityAmerica cardholders or accounts closed within past 6 months. |
Who can join CommunityAmerica Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in select zip codes qualify for membership.
Employers and groups
- Employees of over 1,100 partner companies and their immediate family qualify for membership.
Family and household
- Family members of an existing CommunityAmerica member qualify for membership.
Other ways
- Members of Friends of Hobbs (supporting Hobbs State Park in Rogers, Arkansas) qualify for membership with registration available during application at no cost.
Membership information collected October 4, 2026.