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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Missouri

  1. De Soto Mo Pac Credit UnionCertificate of DepositCD · 12 months · $5,000 min

    Credit union · 1 branch

    5.09%APY$509 over 1 year on $10,000
  2. North American Savings Bank7-Month Online CDCD · 7 months · $5,000 min

    Bank · 10 branches

    5.00%APY$289 over 7 months on $10,000
  3. Paramount BankCertificate of DepositCD · 11 months · $1,000 min

    Bank · 1 branch

    5.00%APY$457 over 11 months on $10,000intro rate
  4. Bank of Franklin CountyCertificates of DepositCD · 18 months

    Bank · 6 branches

    5.00%APY$759 over 18 months on $10,000with conditions
  5. Top Carrot, Carrot Score 98
    MECE Credit UnionCertificates (CDs)CD · 48 months · $10,000 min

    Credit union · 1 branch

    4.94%APY$2,127 over 48 months on $10,000
  6. North American Savings Bank15-Month Relationship CDCD · 15 months · $1,000 min

    Bank · 10 branches

    4.92%APY$619 over 15 months on $10,000with conditions
  7. Top Carrot, Carrot Score 93
    Members 1st Credit Union75th Anniversary CD SpecialCD · 12 months · $7,500 min

    Credit union · 2 branches

    4.84%APY$484 over 1 year on $10,000intro rate
  8. Top Carrot, Carrot Score 93
    Postal & Community Credit UnionShare CertificatesCD · 9 months · $500 min

    Credit union · 2 branches

    4.75%APY$354 over 9 months on $10,000
  9. Top Carrot, Carrot Score 87
    National Police FCUShare CertificatesCD · 36 months · $500 min

    Credit union · 1 branch

    4.71%APY$1,481 over 36 months on $10,000
  10. OMB BankCertificates of DepositCD · 21 months · $1,000 min

    Bank · 8 branches

    4.65%APY$828 over 21 months on $10,000intro rate
  11. FMBCertificates of DepositCD · 5 months · $500 min

    Bank · 4 branches

    4.60%APY$189 over 5 months on $10,000
  12. Top Carrot, Carrot Score 89
    Putnam County State BankCertificates of DepositCD · 60 months · $500 min · 3.66%–4.70% by balance

    Bank · 2 branches

    4.59%APY$2,516 over 60 months on $10,000
  13. Top Carrot, Carrot Score 95
    1st MidAmerica Credit UnionShare CertificatesCD · 35 months · $1,000 min

    Credit union · 1 branch

    4.58%APY$1,395 over 35 months on $10,000intro rate
  14. De Soto Mo Pac Credit UnionShare CertificatesCD · 12 months

    Credit union · 1 branch

    4.57%APY$457 over 1 year on $10,000
  15. Top Carrot, Carrot Score 94
    First Bank of the LakeCertificates of Deposit (CDs)CD · 7 months · $5,000 min

    Bank · 1 branch

    4.55%APY$263 over 7 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Missouri

1,673 CDs at 176 banks and credit unions · checked Oct 16–22

Typical
3.12%
Top 10% from
4.10%
Banks, typical
2.78%
Credit unions, typical
3.41%

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Missouri

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. MECE Credit UnionCredit union · 1 branch
  2. First Community Credit UnionCredit union · 35 branches
  3. 1st MidAmerica Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate