Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1066–1080 of 6,748 results
- Streator Onized Credit UnionCertificatesCD · 22 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$793 over 22 months on $10,000intro rateRequirements
Product: Yields based on a $1,000 Share Certificate with all dividends remaining in account to compound. Minimum balance for Term Certificate is $500.00. Penalty may apply for early withdrawal. Limited time offer.
Offer: 22 Month Certificate Special. $500 minimum; no maximum. Renews for 24 months. Early withdrawal penalty may apply. Limited time offer.
Promotional rate · 4.17% interest rate · Effective Oct 10, 2026
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More details - LOC Credit UnionShare CertificateCD · 22 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$793 over 22 months on $10,000Requirements
Product: Minimum certificate deposit of $1,000 required. Penalty for early withdrawal will apply. Automatically renews at maturity for the same term at current prevailing rate unless otherwise noted. Membership open to anyone who lives, works, worships, or attends school in Michigan, or immediate family/household.
Offer: Dividends paid monthly; 180 days early withdrawal penalty. Rolls into 18-month CD at maturity.
4.17% interest rate · Effective Oct 5, 2026
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More details - Granite Credit UnionDouble Bump CertificateCD · 22 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$793 over 22 months on $10,000Requirements
Product: Lock in today's rate with a 22-month certificate, plus the flexibility to increase your rate up to two times during the term if rates go up. Each new rate applies for the remainder of the certificate term. No monthly fee. No investment fee. Penalties imposed for early withdrawals.
Offer: Flexibility to increase your rate up to two times during the term if rates go up. Each new rate applies for the remainder of the certificate term. Dividends compounded and credited monthly based on the daily balance formula.
4.17% interest rate
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More details - American State Bank & Trust (Williston)Certificates of Deposit SpecialsCD · 23 months · $500 min
Bank · Add a location to see nearby branches
4.25%APY$830 over 23 months on $10,000intro rateRequirements
Product: Disclosure of Account Terms for Certificate of Deposits: Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. Interest will be compounded annually unless otherwise agreed at account opening. Interest will be credited annually and at maturity for certificates of one year or more, or at the option selected by the customer. Interest is calculated using the daily balance method. A Substantial Penalty is Required for Early Withdrawal. Contact us at 701-774-4100 or 800-486-8173 to obtain rates on Jumbo CDs.
Promotional rate · 4.25% interest rate · Compounded annually · Effective Oct 21, 2026
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More details - East Texas Professional Credit UnionTerm Share CertificatesCD · 23 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$830 over 23 months on $10,000Requirements
Product: ETPCU membership required. A minimum of $1,000 is required to open and maintain on a daily basis to earn APY. Early withdrawal penalty may be imposed. Term Share Certificate balances $100K and above receive a 0.10% dividend increase.
Offer: 23 Month Term Share Certificates $1,000.00 & over (Special Rate). Compounded & Credited Quarterly. Balances $100K and above receive a 0.10% dividend increase.
4.18% interest rate · Effective Oct 1, 2026
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More details - Border Bank23 Month CD SpecialCD · 23 months · $5,000 min
Bank · Add a location to see nearby branches
4.25%APY$830 over 23 months on $10,000intro rateRequirements
Product: $5,000 minimum to open; limited time offer; not available for public funds or IRAs; early withdrawal penalty may apply.
Offer: $5,000 minimum to open; limited time offer; not available for public funds or IRAs; early withdrawal penalty may apply.
Promotional rate
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More details - New Directions Community Credit UnionShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000intro rateRequirements
Product: Membership eligibility required. Early withdrawal penalties apply. Fixed dividend rate and APY for the initial term. Dividends assumed to remain on deposit until maturity.
Offer: Limited time promotional rate.
Promotional rate · Effective Oct 20, 2026
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More details - Wichita Federal Credit UnionShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: Minimum opening deposit: $500. Terms available from 3 months to 5 years. Automatic renewal available at maturity. Early withdrawal penalty applies (90 days interest for terms up to 6 months, 180 days interest for terms 1 year and longer).
Offer: Early withdrawal penalty: 180 days interest. Dividend period: Quarterly.
4.18% interest rate · Effective Sep 30, 2025
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More details - Metrum Community Credit UnionCertificate of DepositCD · 24 months · $500 min · 4.25%–4.35% by balance
Credit union · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: Low minimum balance of $500 ($1,000 / $500 for under 18 cited on p29). Terms from 6 months to 5 years. Fixed term at a fixed rate. Interest is paid quarterly and calculated on average daily balance. Early withdrawal penalties apply: 3-11 month terms= 90 days interest penalty, 12 month terms or greater= 180 days interest penalty. Federally insured to at least $250,000 by NCUA.
Effective Oct 19, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $500 and upYour amount 4.25% $100,000 and up 4.35% Rate checked
More details - Ferguson FCUShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: Fixed-term share certificate. Early withdrawals subject to penalty. No setup or maintenance fees.
Offer: Minimum deposit $500. Early withdrawal subject to penalty.
Effective Oct 20, 2026
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More details - Aroostook Savings & LoanCertificate of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: Interest is compounded continuously. A penalty may be imposed for early withdrawal. Rates subject to change prior to issuance; fixed after issuance. Automatic renewal at maturity.
Offer: Interest compounded continuously; early withdrawal penalty may apply. Rate fixed after issuance.
4.11% interest rate · Effective Oct 21, 2026
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More details - Pioneer Federal Credit UnionTerm CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: All Pioneer Term Certificates qualify for a one-time rate bump if rates go up during the term of that certificate. Early withdrawal penalty applies.
Offer: Minimum balance of $500 to earn APY; early withdrawal penalty applies.
4.17% interest rate · Effective Oct 21, 2026
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More details - Keen Bank, N.ACertificates of DepositCD · 24 months · $2,000 min
Bank · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: Rates and terms subject to change without notice. A penalty may be imposed for early CD withdrawals. At maturity, the certificate will automatically renew at the same term for the current rate being offered at the time of renewal. 10-day grace period to withdraw or transfer funds after maturity without penalty.
4.25% interest rate · Effective Oct 6, 2026
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More details - MidSouth Community Federal Credit UnionJohnny Appleseed Share CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: Dividends compounded and credited quarterly. Early withdrawal penalty is one quarter's dividends. Automatic renewal with a 10-day grace period.
4.18% interest rate · Effective Oct 7, 2026
Rate checked
More details - MidSouth Community Federal Credit UnionShare CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: Dividends compounded and credited quarterly. Early withdrawal penalty is one quarter's dividends. Automatic renewal with a 10-day grace period.
4.18% interest rate · Effective Oct 7, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,839 CDs at 4,647 banks and credit unions · checked Oct 22–25
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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