Credit union · NCUA insured
East Texas Professional Credit Union CD Rates
Top CarrotEast Texas Professional Credit Union’s best CD rate is 4.25% APY on a 23-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How East Texas Professional Credit Union’s CD rates compare
Compared with banks and credit unions near Longview, TX, where East Texas Professional Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
East Texas Professional Credit Union
4.25%APY
- Term
- 23 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $830
Term Share Certificates
Top rate
Texana Bank
4.50%APY
- Term
- 15 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $566
2nd-highest rate
Red River Credit Union
4.33%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $214
East Texas Professional Credit Union CD score
89
CD score
Higher than 89% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo4.10%
- 16–30 months16–30 mo4.25%
- 31–60 months31–60 mo3.90%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where East Texas Professional Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Certificates
Up to 4.25%APY · 10 terms
ETPCU membership required. A minimum of $1,000 is required to open and maintain on a daily basis to earn APY. Early withdrawal penalty may be imposed. Term Share Certificate balances $100K and above receive a 0.10% dividend increase.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months91 Day Term Share Certificate. Compounded & Credited at Maturity. Balances $100K and above receive a 0.10% dividend increase | 2.78% | $70 |
| 6 months183 Day Term Share Certificate. Compounded & Credited Quarterly. Balances $100K and above receive a 0.10% dividend increase | 3.75% | $189 |
| 12 months12 Month Term Share Certificate. Compounded & Credited Quarterly. Balances $100K and above receive a 0.10% dividend increase | 3.80% | $380 |
| 15 months15 Month Term Share Certificates $1,000.00 & over (Special Rate). Compounded & Credited Quarterly. Balances $100K and above receive a 0.10% dividend increase | 4.10% | $515 |
| 18 months18 Month Term Share Certificate. Compounded & Credited Quarterly. Balances $100K and above receive a 0.10% dividend increase | 3.80% | $575 |
| 23 months23 Month Term Share Certificates $1,000.00 & over (Special Rate). Compounded & Credited Quarterly. Balances $100K and above receive a 0.10% dividend increase | 4.25% | $830 |
| 24 months24 Month Term Share Certificate. Compounded & Credited Quarterly. Balances $100K and above receive a 0.10% dividend increase | 3.80% | $774 |
| 36 months36 Month Term Share Certificate. Compounded & Credited Quarterly. Balances $100K and above receive a 0.10% dividend increase | 3.85% | $1,200 |
| 48 months48 Month Term Share Certificate. Compounded & Credited Quarterly. Balances $100K and above receive a 0.10% dividend increase | 3.85% | $1,631 |
| 60 months60 Month Term Share Certificate. Compounded & Credited Quarterly. Balances $100K and above receive a 0.10% dividend increase | 3.90% | $2,108 |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
IRA Term Share Certificates
Up to 3.85%APY · 3 terms
ETPCU membership required. Traditional Share IRA or Roth IRA certificate options available. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months12 Month IRA Term Share Certificate. Compounded & Credited Quarterly | 3.80% | $380 |
| 24 months24 Month IRA Term Share Certificate. Compounded & Credited Quarterly | 3.80% | $774 |
| 36 months36 Month IRA Term Share Certificate. Compounded & Credited Quarterly | 3.85% | $1,200 |
Sources (2)
All captured Oct 6, 2026
Who can join East Texas Professional Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to all who live or work in Anderson County.
- Membership is open to all who live or work in Angelina County.
- Membership is open to all who live, work, or attend school within a 10-mile radius of an ETPCU office location in Camp County.
- Membership is open to all who live, work, or attend school within a 10-mile radius of an ETPCU office location in Cass County.
- Membership is open to all who live or work in the northern half of Cherokee County.
- Membership is open to all who live, work, or attend school within a 10-mile radius of an ETPCU office location in Franklin County.
19 more ways to join
Where you live or work
- Membership is open to all who live or work in Gregg County.
- Membership is open to all who live or work in Harrison County.
- Membership is open to all who live or work in Henderson County.
- Membership is open to all who live, work, or attend school in Marion County.
- Membership is open to all who live or work in Morris County.
- Membership is open to all who live or work in Nacogdoches County.
- Membership is open to all who live or work in Panola County.
- Membership is open to all who live or work in Rusk County.
- Membership is open to all who live or work in Smith County.
- Membership is open to all who live, work, or attend school in Titus County.
- Membership is open to all who live, work, or attend school in Upshur County.
Employers and groups
- Membership is open to any business or organization whose employees or members are within the Camp County field of membership.
- Membership is open to employees of this credit union.
- Membership is open to employees of U.S. Steel, Texas Operations (formerly Lone Star Steel Company), Texas and Northern Railway Company, T&N Lone Star Warehouse Co., T&N Fabricators, Inc., and Lone Star Trucking Company, Inc., who work in Texas, Oklahoma, Illinois, Colorado, Ohio, Louisiana, Georgia, and Tennessee.
Military, government and schools
- Membership is open to all employed or certified to work in education, health care, professional fields, government / social services, and students (as outlined in written Board policy) in Camp County.
- Membership is open to all employed or certified to work in the education field in Avinger ISD and Hughes Springs ISD.
Family and household
- Membership is open to spouses of persons who died while within the field of membership of this Credit Union.
- Membership is open to relatives (including spouse, parents, grandparents, children, grandchildren, great grandchildren, brothers, sisters, and in-laws) of an individual who is either a current member or eligible for membership at East Texas Professional Credit Union.
Other ways
- Membership is open to persons receiving retirement, pension, or other benefits as a result of prior employment by any business or organization included within this field of membership.
Cost to join
- Each account holder must deposit a minimum share deposit of $5 into a savings account, remaining on deposit throughout membership.
Membership information collected October 5, 2026.