Bank · FDIC insured
Keen Bank, N.A CD Rates
Keen Bank, N.A’s best CD rate is 4.25% APY on a 2-year CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Keen Bank, N.A’s CD rates compare
Compared with banks and credit unions near Owatonna, MN, where Keen Bank, N.A has the most branches. $10,000, best rate first.
This bank’s best
Keen Bank, N.A
4.25%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $2,000
- Earns on $10,000
- $868
Certificates of Deposit
Top rate
Federated Employees Credit Union
4.42%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $2,414
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Keen Bank, N.A CD score
87
CD score
Higher than 77% of U.S. banks and credit unions
- 3–8 months3–8 mo3.93%
- 9–15 months9–15 mo3.15%
- 16–30 months16–30 mo4.25%
- 31–60 months31–60 mo3.00%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Keen Bank, N.A ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.25%APY · 9 terms
Rates and terms subject to change without notice. A penalty may be imposed for early CD withdrawals. At maturity, the certificate will automatically renew at the same term for the current rate being offered at the time of renewal. 10-day grace period to withdraw or transfer funds after maturity without penalty.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.02% | $150 |
| 7 monthsSpecial CD promotion | 3.93% | $227 |
| 12 months | 3.15% | $315 |
| 18 months | 4.11% | $623 |
| 24 months | 4.25% | $868 |
| 30 monthsPersonal CD only. Allows exchanging interest rate at no cost two times during term of account. Can deposit additional funds not exceeding twice original deposit amount | 2.50% | $637 |
| 36 months | 2.50% | $769 |
| 48 months | 3.00% | $1,255 |
| 60 months | 3.00% | $1,593 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.