Bank · FDIC insured
Aroostook Savings & Loan CD Rates
Top CarrotAroostook Savings & Loan’s best CD rate is 4.25% APY on a 2-year CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Aroostook Savings & Loan’s CD rates compare
Compared with banks and credit unions in Maine, where Aroostook Savings & Loan has the most branches. $10,000, best rate first.
This bank’s best
Aroostook Savings & Loan
4.25%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $868
Certificate of Deposit
Top rate
Northeast Bank
4.55%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $455
2nd-highest rate
Machias Savings Bank
4.50%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,412
Aroostook Savings & Loan CD score
89
CD score
Higher than 90% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo4.15%
- 16–30 months16–30 mo4.25%
- 31–60 months31–60 mo3.75%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Aroostook Savings & Loan ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.25%APY · 8 terms
Interest is compounded continuously. A penalty may be imposed for early withdrawal. Rates subject to change prior to issuance; fixed after issuance. Automatic renewal at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsInterest compounded continuously; early withdrawal penalty may apply. Rate fixed after issuance | 0.81% | $20 |
| 6 monthsInterest compounded continuously; early withdrawal penalty may apply. Rate fixed after issuance | 3.75% | $186 |
| 12 monthsInterest compounded continuously; early withdrawal penalty may apply. Rate fixed after issuance | 4.15% | $415 |
| 18 monthsInterest compounded continuously; early withdrawal penalty may apply. Rate fixed after issuance | 4.20% | $637 |
| 24 monthsInterest compounded continuously; early withdrawal penalty may apply. Rate fixed after issuance | 4.25% | $868 |
| 36 monthsInterest compounded continuously; early withdrawal penalty may apply. Rate fixed after issuance | 3.75% | $1,168 |
| 48 monthsInterest compounded continuously; early withdrawal penalty may apply. Rate fixed after issuance | 3.55% | $1,497 |
| 60 monthsInterest compounded continuously; early withdrawal penalty may apply. Rate fixed after issuance | 3.50% | $1,877 |
Sources (2)
All captured Oct 22, 2026
Special-purpose accounts
Variable Rate IRA
2.00%APY
Interest compounded continuously and posted monthly. Interest rate and APY are subject to change weekly. No minimum balance is required. No monthly service charge. No fee for ACH transactions. Unlimited deposits subject to annual IRS contribution limits. Early withdrawal penalties apply based on the term.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest is compounded continuously and posted monthly. Rate is variable and subject to change weekly. No minimum balance required. No monthly service charge. Unlimited deposits up to annual IRS contribution limits.Any balance | 2.00% | $200 | Interest is compounded continuously and posted monthly. Rate is variable and subject to change weekly. No minimum balance required. No monthly service charge. Unlimited deposits up to annual IRS contribution limits. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.