Credit union · NCUA insured
New Directions Community Credit Union CD Rates
New Directions Community Credit Union’s best CD rate is 4.15% APY on a 2-year share certificate (CD). Terms run from 2 months to 5 years. Rates checked October 16, 2026.
How New Directions Community Credit Union’s CD rates compare
Compared with banks and credit unions near Oil City, PA, where New Directions Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
New Directions Community Credit Union
4.15%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $847
Share Certificate
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
New Directions Community Credit Union CD score
82
CD score
Higher than 60% of U.S. banks and credit unions
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo4.15%
- 31–60 months31–60 mo3.25%
- QualifiedQualified4.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where New Directions Community Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.15%APY · 7 terms
Membership eligibility required. Early withdrawal penalties apply. Fixed dividend rate and APY for the initial term. Dividends assumed to remain on deposit until maturity.
| Term | APY · Any balance | APY · $500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 2–12 months | — | 1.00% | 1.00% | $17 |
| 9 months | — | 3.75% | 3.75% | $280 |
| 9 monthsFor a limited time only | 3.50% | — | 3.50% | $261 |
| 9 monthsLimited time promotional rate | 3.75% | — | 3.75% | $280 |
| 18 months | — | 4.00% | 4.00% | $606 |
| 18 monthsLimited time promotional rate | 4.00% | — | 4.00% | $606 |
| 24 months | — | 4.15% | 4.15% | $847 |
| 24 monthsLimited time promotional rate | 4.15% | — | 4.15% | $847 |
| 36 months | — | 3.25% | 3.25% | $1,007 |
| 48 months | — | 3.25% | 3.25% | $1,365 |
| 60 months | — | 3.25% | 3.25% | $1,734 |
Special-purpose accounts
IRA Share Certificate
Up to 4.15%APY · 4 terms
Membership eligibility required. Early withdrawal penalties apply. Fixed dividend rate and APY for the initial term. Dividends assumed to remain on deposit until maturity.
| Term | APY · Any balance | APY · $500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 9 months | — | 3.50% | 3.50% | $261 |
| 9 monthsFor a limited time only | 3.50% | — | 3.50% | $261 |
| 9 monthsLimited time promotional rate | 3.75% | — | 3.75% | $280 |
| 13 months | — | 1.00% | 1.00% | $108 |
| 24 months | — | 4.00% | 4.00% | $816 |
| 24 monthsLimited time promotional rate | 4.15% | — | 4.15% | $847 |
| 60 months | — | 3.00% | 3.00% | $1,593 |
Who can join New Directions Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, worship, volunteer, attend school, regularly conduct business in, or own a business in Venango, Forest, Warren, and Crawford Counties, Pennsylvania.
Cost to join
- A minimum opening deposit of $5.00 is required to join, representing a share of ownership in the Credit Union.
Membership information collected October 5, 2026.