Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 691–705 results
- APG Federal Credit UnionSavings CertificateCD · 9 months · $100 min
Credit union · Add a location to see nearby branches
4.30%APY$321 over 9 months on $10,000Requirements
Product: Dividends are compounded and credited quarterly on the daily balance. There may be a penalty for early withdrawal. Fees may reduce earnings.
4.23% interest rate · Effective Oct 3, 2026
Rate checked
More details - Credit Union WestPromotional CertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.30%APY$321 over 9 months on $10,000intro rateRequirements
Product: Available only with new money (funds not currently on deposit with the credit union). Promotional rate cannot be applied to existing certificates. Combined promotional certificate balance under a single membership cannot exceed $250,000. Offer good for initial term only; upon maturity rolls into a 6-month certificate unless notified within 7-day grace period. Penalties may be imposed for early withdrawal. Accounts and rates are subject to membership eligibility and qualifications. Promotion subject to change or end without notice.
Offer: Available only with new money. Promotional rate cannot be applied to existing certificates. Total combined balance under single membership cannot exceed $250,000. Good for initial term only; rolls into 6-month certificate upon maturity.
Promotional rate · 4.23% interest rate · Balance cap $250,000 · Effective Oct 1, 2026
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More details - HealthShare Credit UnionPromotional Certificate of DepositCD · 9 months
Credit union · Add a location to see nearby branches
4.30%APY$321 over 9 months on $10,000intro rateRequirements
Product: Available for new money only (funds not currently on deposit with HealthShare Credit Union). Offered for a limited time until HealthShare reaches its funding goal.
Offer: Available for new money only; limited time until funding goal is reached
Promotional rate
Rate checked
More details - CorePlus Credit UnionCertificatesCD · 10 months · $1,000 min
Credit union · Add a location to see nearby branches
4.30%APY$357 over 10 months on $10,000intro rateRequirements
Product: Certificates renew automatically with a 10-day grace period. Early withdrawal penalties: 90 days dividends for terms 1 year or less; 182 days dividends for terms from 1 year up to 2 years; 365 days dividends for terms greater than 2 years. Interest is compounded and paid monthly. Must be a Waypoint member.
Offer: Special rate effective September 28 – October 16, 2026. Valid for new and/or existing money. Minimum balance $1,000; maximum $100,000. Limited to one special share certificate per SSN.
Promotional rate · 4.22% interest rate · Balance cap $100,000 · Effective Sep 28, 2026
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More details - Huntington BankFixed Rate Certificate of DepositCD · 11 months · $1,000 min
Bank · Add a location to see nearby branches
4.30%APY$393 over 11 months on $10,000intro rateRequirements
Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.
Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.
Promotional rate · 4.21% interest rate · Effective Oct 23, 2026
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More details - Farmers National BankCD SpecialsCD · 11 months · $5,000 min
Bank · Add a location to see nearby branches
4.30%APY$393 over 11 months on $10,000Requirements
Offer: Minimum balance of $5,000. Penalty will be imposed for early withdrawal. Farmers National Bank has the right to refuse any deposit.
Effective Jun 11, 2026
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More details - Bank of UtahSuper Saver Certificate of DepositCD · 12 months · $500 min
Bank · Add a location to see nearby branches
4.30%APY$430 over 1 year on $10,000Requirements
Product: Allows subsequent deposits during the 1-year term. No monthly maintenance fee attached. Interest compounded and credited quarterly. Early withdrawal penalty applies.
Offer: 1 Year term. Open online or in branch. Allows additional deposits throughout the term.
4.20% interest rate · Effective Oct 21, 2026
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More details - Alliant Credit UnionCertificateCD · 12–17 months · $1,000 min · 4.30%–4.35% by balance
Credit union · Add a location to see nearby branches
4.30%APYRequirements
Product: Must be an Alliant Credit Union member. Dividends compound monthly and are paid on the last day of the month and at maturity. Early withdrawal penalty applies to principal withdrawals. No additional deposits allowed after opening. A Jumbo Certificate with balance falling below $75,000 converts to a Regular Certificate.
4.22% interest rate
Rate by balance
Rate by balance for Certificate Balance APY $1,000 – $75,000Your amount 4.30% $75,000 and upJumbo Share Certificate tier. 4.35% Rate checked
More details - Flagstar BankCertificates of Deposit (CD)CD · 12 months · $500 min
Bank · Add a location to see nearby branches
4.30%APY$430 over 1 year on $10,000intro rateRequirements
Product: FDIC insured up to $250,000 per depositor. No monthly fees when held to maturity. Early withdrawal penalty applies. Maximum deposit is $10 million. Not available for public units.
Offer: Must present offer at account opening. Limited-time offer. Not available for public units or Business CDs. Certain restrictions, including area restrictions, may apply.
Promotional rate · Balance cap $10,000,000 · Effective Oct 16, 2026
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More details - Mid-America BankCertificate of Deposit (CD)CD · 12 months · $500 min · 4.30%–4.55% by balance
Bank · Add a location to see nearby branches
4.30%APY$430 over 1 year on $10,000Requirements
Product: Tiered rates; special/jumbo rate available for certificate balances $250,000 & above when additional qualifications are met.
Offer: Standard rate; 1 Year CD
4.25% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Certificate of Deposit (CD) Balance APY Any balanceYour amount 4.30% $250,000 and up 4.55% Rate checked
More details - CFCCUShare CertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.30%APY$430 over 1 year on $10,000intro rateRequirements
Product: Compounded quarterly. Dividend rates fixed when opened. Penalty for early withdrawal. $1,000 minimum deposit.
Offer: Limited Time Special
Promotional rate · 4.23% interest rate · Compounded quarterly · Effective Oct 1, 2026
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More details - First National Bank of BangorCertificates of Deposit (CDs)CD · 12 months
Bank · Add a location to see nearby branches
4.30%APY$430 over 1 year on $10,000Requirements
Product: All CD's earn interest at a fixed rate determined on date of purchase. Substantial penalty for early withdrawal. Automatically renewable at the rate in effect on renewal date. Minimum balance requirements may exist.
4.23% interest rate · Effective Aug 31, 2026
Rate checked
More details - 4.30%APY$430 over 1 year on $10,000intro rate
Requirements
Offer: Rates as of August 27, 2026. APY assumes interest will remain on deposit until maturity. Early withdrawal fees may apply. Minimum balance to obtain APY is $1,000.00.
4.23% interest rate · Effective Aug 27, 2026
Rate checked
More details - Atkins Savings Bank & TrustCertificates of DepositCD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
4.30%APY$430 over 1 year on $10,000Requirements
Product: Interest rates are subject to change without notice. Subject to penalty for early withdrawal on Certificate of Deposits.
Offer: Minimum balance to open and obtain APY is $1,000.
4.25% interest rate · Effective Aug 26, 2026
Rate checked
More details - First Bank of Central OhioCertificates of DepositCD · 12 months · $500 min
Bank · Add a location to see nearby branches
4.30%APY$430 over 1 year on $10,000Requirements
Product: Interest is compounded daily and paid monthly (quarterly and annual payment also available). Fixed rate for the term of the certificate. May be set up to automatically renew. Early withdrawal penalties apply.
Offer: Early withdrawal penalty is 90 days. Daily compounding.
4.21% interest rate · Compounded daily · Effective Sep 2, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,731 CDs at 4,647 banks and credit unions · checked Oct 22–24
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank