Bank · FDIC insured
Atkins Savings Bank & Trust CD Rates
Atkins Savings Bank & Trust’s best CD rate is 4.30% APY on a 1-year CD. Terms run from 1 year to 5 years. Rates checked October 16, 2026.
How Atkins Savings Bank & Trust’s CD rates compare
Compared with banks and credit unions near Cedar Rapids, IA, where Atkins Savings Bank & Trust has the most branches. $10,000, best rate first.
This bank’s best
Atkins Savings Bank & Trust
4.30%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $430
Certificates of Deposit
Top rate
First Federal Credit Union.
7.30%APY
- Term
- 3 months
- Minimum
- $5,000
- Earns on $10,000
- $198
2nd-highest rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
Atkins Savings Bank & Trust CD score
89
CD score
Higher than 87% of U.S. banks and credit unions
- 9–15 months9–15 mo4.30%
- 16–30 months16–30 mo4.14%
- 31–60 months31–60 mo3.89%
- QualifiedQualified4.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Atkins Savings Bank & Trust ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.30%APY · 2 terms
Interest rates are subject to change without notice. Subject to penalty for early withdrawal on Certificate of Deposits.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| UnknownTerm: 182 Day. Minimum balance to open and obtain APY is $1,000 | 4.04% | $0 |
| UnknownTerm: 91 Day. Minimum balance to open and obtain APY is $1,000 | 0.50% | $0 |
| 12 monthsMinimum balance to open and obtain APY is $1,000 | 4.30% | $430 |
Sources (1)
- atkinssavingsbank.com/consumer/rates · captured Sep 18, 2026
Adjust-A-Rate CD
Up to 4.14%APY · 4 terms
Option during the first term (18 month term to 60 month term) to exchange interest rate for a new rate offering on any other time deposit of equal term to maturity at no cost; maturity date remains the same; exchange option exercisable once during each maturity. Subject to penalty for early withdrawal on Certificate of Deposits.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsMinimum balance to open and obtain APY is $1,000 | 4.14% | $627 |
| 24 monthsMinimum balance to open and obtain APY is $1,000 | 4.04% | $824 |
| 36 monthsMinimum balance to open and obtain APY is $1,000 | 3.89% | $1,213 |
| 60 monthsMinimum balance to open and obtain APY is $1,000 | 3.79% | $2,044 |
Sources (1)
- atkinssavingsbank.com/consumer/rates · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.