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Bank · FDIC insured

First Bank of Central Ohio CD Rates

Top Carrot, Carrot Score 89Top Carrot

First Bank of Central Ohio’s best CD rate is 4.30% APY on a 1-year CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.

How First Bank of Central Ohio’s CD rates compare

Compared with banks and credit unions near Columbus, OH, where First Bank of Central Ohio has the most branches. $10,000, best rate first.

  • Top Carrot, Carrot Score 89

    This bank’s best

    First Bank of Central Ohio

    4.30%APY

    Term
    12 months
    Minimum
    $500
    Earns on $10,000
    $430

    Certificates of Deposit

  • Top Carrot, Carrot Score 99

    Top rate

    Homeland Credit Union

    5.15%APY

    Term
    30 months
    Minimum
    $500
    Earns on $10,000
    $1,338

    Homeland Credit Union rates

  • Top Carrot, Carrot Score 93

    2nd-highest rate

    Scott Associates Credit Union Inc

    5.06%APY

    Term
    60 months
    Minimum
    $500
    Earns on $10,000
    $2,802

    Scott Associates Credit Union Inc rates

Compare CD rates near you →

First Bank of Central Ohio CD score

87

CD score

Higher than 77% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo3.90%
  • 9–15 months9–15 mo4.30%
  • 16–30 months16–30 mo3.25%
  • 31–60 months31–60 mo0.30%
  • QualifiedQualified4.30%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where First Bank of Central Ohio ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the bank’s website. Earnings assume the rate doesn’t change.

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

Visit institution website ↗Branches and institution details
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