Bank · FDIC insured
Farmers National Bank
A $989.8M bank headquartered in Danville, KY, with 12 branches in Kentucky. Best rates: CDs 4.30% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: rates are not published online. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs—4.30%CD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Farmers National Bank
Farmers National Bank is an independent community bank headquartered in Danville, Kentucky, operating since 1879 under parent holding company Boyle Bancorp, Inc.
The bank serves customers across 12 locations in Kentucky.
- Headquarters
- 304 W Main St, Danville, KY 40422
- FDIC certificate
- 2740 ↗
Branches
12 branches in Kentucky
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Kentucky
12 branches
Danville area · 4
- The Farmers National Bank of DanvilleMain office304 W Main St, Danville, KY 40422Directions
- Danville Square Branch1714 Perryville Rd, Danville, KY 40422Directions
- East Main Branch211 E Main St, Danville, KY 40422Directions
- Garland Drive Branch100 Garland Dr, Danville, KY 40422Directions
Harrodsburg area · 2
- Burgin Branch125 E Main Street, Harrodsburg, KY 40330Directions
- Harrodsburg Branch776 S College St, Harrodsburg, KY 40330Directions
Junction City area · 1
- Junction City Branch101 Shelby Junction Ln, Junction City, KY 40440Directions
Lancaster area · 1
- Lancaster Branch20 Commerce Dr, Lancaster, KY 40444Directions
Liberty area · 1
- Liberty Branch775 N Wallace Wilkinson Blvd, Liberty, KY 42539Directions
Middleburg area · 1
- Farmers Deposit Bank Branch2959 Shorttown Rd, Middleburg, KY 42541Directions
Perryville area · 1
- Perryville Branch309 E 2nd St, Perryville, KY 40468Directions
Stanford area · 1
- Stanford Branch131 Frontier Blvd, Stanford, KY 40484Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.58% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.78% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.33% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $95 | $81 | — |
- CapitalLeverage ratio10.58%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.78%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.33%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$95Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Farmers National Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.