Bank · FDIC insured
Farmers National Bank CD Rates
Farmers National Bank’s best CD rate is 4.30% APY on an 11-month CD. Terms run from 7 months to 11 months. Rates checked October 22, 2026.
How Farmers National Bank’s CD rates compare
Compared with banks and credit unions in Kentucky, where Farmers National Bank has the most branches. $10,000, best rate first.
This bank’s best
Farmers National Bank
4.30%APY
- Term
- 11 months
- Minimum
- $5,000
- Earns on $10,000
- $393
CD Specials
Top rate
UK Credit Union
5.00%APY
- Term
- 9 months
- Minimum
- $1,000
- Earns on $10,000
- $373
2nd-highest rate
Commonwealth Credit Union
5.00%APY
- Term
- 24 months
- Minimum
- $5
- Earns on $10,000
- $1,025
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CD Specials
Up to 4.30%APY · 2 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsMinimum balance of $5,000. Penalty will be imposed for early withdrawal. Farmers National Bank has the right to refuse any deposit | 4.15% | $240 |
| 11 monthsMinimum balance of $5,000. Penalty will be imposed for early withdrawal. Farmers National Bank has the right to refuse any deposit | 4.30% | $393 |
Sources (1)
- fnbky.com/personal-banking/savings-accounts · captured Oct 15, 2026
Opening an account
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