Credit union · NCUA insured
CorePlus Credit Union CD Rates
CorePlus Credit Union’s best CD rate is 4.30% APY on a 10-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How CorePlus Credit Union’s CD rates compare
Compared with banks and credit unions near Norwich, CT, where CorePlus Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
CorePlus Credit Union
4.30%APY
- Term
- 10 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $357
Certificates
2nd-highest rate
Jewett City Savings Bank
4.25%APY
- Term
- 7 months
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000
- $246
3rd-highest rate
Centreville Bank
4.25%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $246
CorePlus Credit Union CD score
88
CD score
Higher than 84% of U.S. banks and credit unions
- 3–8 months3–8 mo0.30%
- 9–15 months9–15 mo4.30%
- 16–30 months16–30 mo4.30%
- 31–60 months31–60 mo1.25%
- QualifiedQualified4.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CorePlus Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 4.30%APY · 10 terms
Certificates renew automatically with a 10-day grace period. Early withdrawal penalties: 90 days dividends for terms 1 year or less; 182 days dividends for terms from 1 year up to 2 years; 365 days dividends for terms greater than 2 years. Interest is compounded and paid monthly. Must be a Waypoint member.
| Term | APY · Any balance | APY · $1,000 – $100,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | 0.10% | — | 0.10% | $2 |
| 6 months | 0.30% | — | 0.30% | $15 |
| 10 monthsSpecial rate effective September 28 – October 16, 2026. Valid for new and/or existing money. Minimum balance $1,000; maximum $100,000. Limited to one special share certificate per SSN | — | 4.30% | 4.30% | $357 |
| 12 months | 0.60% | — | 0.60% | $60 |
| 15 monthsSpecial rate effective September 28 – October 16, 2026. Valid for new and/or existing money. Minimum balance $1,000; maximum $100,000. Limited to one special share certificate per SSN | — | 4.30% | 4.30% | $540 |
| 20 monthsSpecial rate effective September 28 – October 16, 2026. Valid for new and/or existing money. Minimum balance $1,000; maximum $100,000. Limited to one special share certificate per SSN | — | 4.30% | 4.30% | $727 |
| 24 months | 0.75% | — | 0.75% | $151 |
| 36 months | 0.85% | — | 0.85% | $257 |
| 48 months | 1.00% | — | 1.00% | $406 |
| 60 months | 1.25% | — | 1.25% | $641 |
Sources (1)
- coreplus.org/accounts/share-certificates · captured Oct 4, 2026
Who can join CorePlus Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Open to anyone through enrollment in the American Consumer Council (ACC), a free non-profit focused on consumer education and financial literacy, with lifetime membership dues paid by Waypoint.
Where you live or work
- Open to individuals who live, work, worship, or attend school within the 19 census tracts in New London County that meet the underserved investment area definition in Section 109(c)(2) of the Federal Credit Union Act.
Family and household
- Applicants under 18 can join with a parent or guardian joining as a co-owner on the account.
Cost to join
- An opening deposit of as little as one cent is required to open a share savings account in a branch.
- An opening deposit of five dollars is required to open a share savings account online.
Membership information collected October 4, 2026.