Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1276–1290 of 3,421 results
- NAE FCUShare CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.33%APY$1,780 over 60 months on $10,000with conditionsRequirements
Offer: Preferred Relationship
Qualified rate · 3.28% interest rate · Effective Aug 25, 2026
Rate checked
More details - Beacon Credit UnionShare CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.31%APY$1,768 over 60 months on $10,000Requirements
Product: $5 membership share required. Fixed rate for the term. Open with as little as $500; terms from 12 months to five years. Dividends compounded monthly.
Offer: No monthly maintenance fees. No up-front fees.
3.26% interest rate · Compounded monthly
Rate checked
More details - Infuze Credit UnionShare CertificatesCD · 60 months · $500 min · 3.26%–3.36% by balance
Credit union · Add a location to see nearby branches
3.31%APY$1,768 over 60 months on $10,000Requirements
Product: Personal accounts only. Minimum opening balance to earn APY is $500 for standard share certificates. Early withdrawal penalties apply. Rates not available on IRA certificates. Automatically renews at maturity with a 10-day grace period. Membership required.
3.21% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY Up to $9,999 3.26% $10,000 – $24,999Your amount 3.31% $25,000 and up 3.36% Rate checked
More details - STAR Financial Credit UnionInvestment Certificate AccountCD · 60 months · $100 min
Credit union · Add a location to see nearby branches
3.31%APY$1,768 over 60 months on $10,000Requirements
Offer: Dividends compounded and credited monthly; additional deposits not allowed; withdrawals permitted for dividends only.
3.25% interest rate · Effective Sep 23, 2026
Rate checked
More details - New Jersey Community FCUCD (Certificate of Deposit) – Share CertificatesCD · 60 months · $1,000 min · 3.30%–3.56% by balance
Credit union · Add a location to see nearby branches
3.30%APY$1,764 over 60 months on $10,000Requirements
Product: Minimum opening deposit is $1,000.00. Dividends compounded and credited monthly. Average daily balance method used to calculate dividends. Early withdrawal penalty of 90 days dividends applies. 10 business day grace period at maturity. Automatic renewal.
Offer: Rollover / New Balances $1,000 – $19,999.99
3.25% interest rate · Effective Sep 21, 2026
Rate by balance
Rate by balance for CD (Certificate of Deposit) – Share Certificates Balance APY $1,000 – $20,000Your amount 3.30% $50,000 and up 3.56% Rate checked
More details - PFFCU – Police & Fire Federal Credit UnionCertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,000Requirements
Product: Yields assume that all dividends are compounded. Penalties apply for early withdrawals. Available to PFFCU members; minimum balance of $1,000 to open.
Offer: Early withdrawal penalty: forfeiture of 360 days dividends.
3.25% interest rate · Balance cap $49,999 · Effective Oct 6, 2026
Rate checked
More details - Eagle Community Credit Union$1,000 Term Share CertificateCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,000Requirements
Product: Early withdrawal penalties apply (up to 12 months: 90 days of dividends, 13+ months: 180 days of dividends).
3.25% interest rate · Effective Oct 23, 2026
Rate checked
More details - Jeep Country Federal Credit UnionShare Certificate AccountsCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,000Requirements
Product: Share certificates have fixed rates for fixed terms and incur a penalty for early withdrawal. Dividends cannot be paid in excess of earnings.
Offer: Share certificates have fixed rates for fixed terms and incur a penalty for early withdrawal.
3.26% interest rate · Effective Oct 23, 2026
Rate checked
More details - DoverPhila Federal Credit UnionCertificate ESACD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,000Requirements
Product: $500 minimum balance. Lock in a rate for a specific term. Same terms/conditions apply as with certificate accounts. Dividends are compounded daily and paid monthly. No custodial fees. Dividend forfeiture for principal monies withdrawn prior to maturity.
Offer: Fixed rate for 60 months. $500 minimum balance. Dividend forfeiture for principal monies withdrawn prior to maturity. No custodial fees.
3.25% interest rate · Compounded daily · Effective Oct 21, 2026
Rate checked
More details - DoverPhila Federal Credit UnionCertificate AccountsCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,000Requirements
Product: Dividends compounded daily and paid monthly. Minimum deposit to open is $500 ($250 for DP's Kids Club or Savers Club accounts). Automatic renewal at maturity. Early withdrawal penalty / dividend forfeiture applies for principal monies withdrawn prior to maturity. No setup or maintenance fees.
Offer: Fixed rate for 60 months. Minimum deposit to open is $500 ($250 for DP's Kids Club or Savers Club members). Dividend forfeiture for principal withdrawn prior to maturity.
3.25% interest rate · Compounded daily · Effective Oct 21, 2026
Rate checked
More details - Hoosier Hills Credit UnionCertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,000Requirements
Product: A minimum deposit of $500 is required to open all Certificates, excluding Save to Win. Terms range from 91 days to 60 months. Dividends calculated and paid monthly. Penalties for early withdrawal may apply.
Offer: Dividends are calculated monthly and paid monthly. Penalties for early withdrawals may apply.
3.25% interest rate · Effective Oct 22, 2026
Rate checked
More details - Family Security Credit UnionShare CertificateCD · 60 months · $1,000 min · 3.30%–3.40% by balance
Credit union · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,000Requirements
Product: Primary share account required. Interest compounded monthly. One-time, complimentary bump in interest privilege permitted for remaining term. Maintenance or activity fees could reduce earnings. Early withdrawal penalties may apply.
3.25% interest rate · Compounded monthly · Effective Oct 16, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 and upYour amount 3.30% $50,000 and up 3.35% $100,000 and up 3.40% Rate checked
More details - XCEL Federal Credit UnionCertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,000intro rateRequirements
Product: Minimum balance to open account and obtain the APY is $500. Rates are subject to change without notice. Fees may reduce earnings. Early withdrawals are subject to penalties. Dividends compounded monthly, credited monthly. Choose from a wide range of terms, from 3 months to 5 years. Membership eligibility required. Special promotional certificate products (7-Month, 12-Month, 18-Month) are not eligible for IRA certificates.
Offer: Dividends compounded monthly, credited monthly. Early withdrawal penalties apply.
Promotional rate · 3.25% interest rate · Compounded monthly · Effective Oct 22, 2026
Rate checked
More details - Bonneville BankCertificates of DepositCD · 60 months · $500 min
Bank · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,000Requirements
Product: Early withdrawals will forfeit all interest earned for the month and are also subject to a $50.00 early closure fee, which may include loss of principal, if closed within 90 days of opening.
3.25% interest rate · Effective Sep 1, 2026
Rate checked
More details - First Flight Credit UnionShare CertificatesCD · 60 months · $10,000 min
Credit union · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,000Requirements
Product: Minimum deposit to open account is $500 for rate tier 1 and $10,000 for rate tier 2. Membership requires purchasing and maintaining at least 1 share ($25.00 par value) in Primary Savings. Early withdrawal penalties apply.
Offer: Term: 60 Months. Opening deposit of $10,000.00 and above. Dividends compounded and credited monthly. Automatic renewal. Early withdrawal penalties apply.
3.25% interest rate
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 5-year CDs pay nationwide
3,421 CDs at 3,040 banks and credit unions · checked Oct 22–25
- Typical
- 3.03%
- Top 10% from
- 4.05%
- Banks, typical
- 2.52%
- Credit unions, typical
- 3.25%
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