Credit union · NCUA insured
DoverPhila Federal Credit Union CD Rates
DoverPhila Federal Credit Union’s best CD rate is 4.08% APY on a 6-month share certificate (CD). Terms run from 6 months to 6 years. Rates checked October 16, 2026.
How DoverPhila Federal Credit Union’s CD rates compare
Compared with banks and credit unions near New Philadelphia, OH, where DoverPhila Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
DoverPhila Federal Credit Union
4.08%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $202
Certificate ESA
Top rate
SSB Community Bank
4.60%APY
- Term
- 26 months
- Minimum
- $1,000
- Earns on $10,000
- $1,023
2nd-highest rate
First Federal Community Bank
4.44%APY
- Term
- 25 months
- Minimum
- $500
- Earns on $10,000
- $947
DoverPhila Federal Credit Union CD score
86
CD score
Higher than 74% of U.S. banks and credit unions
- 3–8 months3–8 mo4.08%
- 9–15 months9–15 mo3.82%
- 16–30 months16–30 mo3.67%
- 31–60 months31–60 mo3.30%
- QualifiedQualified4.08%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where DoverPhila Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate Accounts
Up to 4.08%APY · 8 terms
Dividends compounded daily and paid monthly. Minimum deposit to open is $500 ($250 for DP's Kids Club or Savers Club accounts). Automatic renewal at maturity. Early withdrawal penalty / dividend forfeiture applies for principal monies withdrawn prior to maturity. No setup or maintenance fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed rate for 6 months. Minimum deposit to open is $500 ($250 for DP's Kids Club or Savers Club members). Dividend forfeiture for principal withdrawn prior to maturity | 4.08% | $202 |
| 12 monthsFixed rate for 12 months. Minimum deposit to open is $500 ($250 for DP's Kids Club or Savers Club members). Dividend forfeiture for principal withdrawn prior to maturity | 3.82% | $382 |
| 18 monthsFixed rate for 18 months. Minimum deposit to open is $500 ($250 for DP's Kids Club or Savers Club members). Dividend forfeiture for principal withdrawn prior to maturity | 3.67% | $556 |
| 24 monthsFixed rate for 24 months. Minimum deposit to open is $500 ($250 for DP's Kids Club or Savers Club members). Dividend forfeiture for principal withdrawn prior to maturity | 3.67% | $747 |
| 36 monthsFixed rate for 36 months. Minimum deposit to open is $500 ($250 for DP's Kids Club or Savers Club members). Dividend forfeiture for principal withdrawn prior to maturity | 3.30% | $1,023 |
| 48 monthsFixed rate for 48 months. Minimum deposit to open is $500 ($250 for DP's Kids Club or Savers Club members). Dividend forfeiture for principal withdrawn prior to maturity | 3.30% | $1,387 |
| 60 monthsFixed rate for 60 months. Minimum deposit to open is $500 ($250 for DP's Kids Club or Savers Club members). Dividend forfeiture for principal withdrawn prior to maturity | 3.30% | $1,763 |
| 72 monthsFixed rate for 72 months. Minimum deposit to open is $500 ($250 for DP's Kids Club or Savers Club members). Dividend forfeiture for principal withdrawn prior to maturity | 3.30% | $2,151 |
Certificate ESA
Up to 4.08%APY · 8 terms
$500 minimum balance. Lock in a rate for a specific term. Same terms/conditions apply as with certificate accounts. Dividends are compounded daily and paid monthly. No custodial fees. Dividend forfeiture for principal monies withdrawn prior to maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed rate for 6 months. $500 minimum balance. Dividend forfeiture for principal monies withdrawn prior to maturity. No custodial fees | 4.08% | $202 |
| 12 monthsFixed rate for 12 months. $500 minimum balance. Dividend forfeiture for principal monies withdrawn prior to maturity. No custodial fees | 3.82% | $382 |
| 18 monthsFixed rate for 18 months. $500 minimum balance. Dividend forfeiture for principal monies withdrawn prior to maturity. No custodial fees | 3.67% | $556 |
| 24 monthsFixed rate for 24 months. $500 minimum balance. Dividend forfeiture for principal monies withdrawn prior to maturity. No custodial fees | 3.67% | $747 |
| 36 monthsFixed rate for 36 months. $500 minimum balance. Dividend forfeiture for principal monies withdrawn prior to maturity. No custodial fees | 3.30% | $1,023 |
| 48 monthsFixed rate for 48 months. $500 minimum balance. Dividend forfeiture for principal monies withdrawn prior to maturity. No custodial fees | 3.30% | $1,387 |
| 60 monthsFixed rate for 60 months. $500 minimum balance. Dividend forfeiture for principal monies withdrawn prior to maturity. No custodial fees | 3.30% | $1,763 |
| 72 monthsFixed rate for 72 months. $500 minimum balance. Dividend forfeiture for principal monies withdrawn prior to maturity. No custodial fees | 3.30% | $2,151 |
Sources (1)
- dpfcu.org/accounts-rates · captured Oct 6, 2026
Special-purpose accounts
Certificate IRA
Up to 4.08%APY · 8 terms
Fixed-rate retirement certificate. $500 minimum balance. Dividends compounded daily and paid monthly. No custodial fees. Same terms and conditions apply as certificate accounts. Dividend forfeiture for principal monies withdrawn prior to maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed rate for 6 months. $500 minimum balance. Dividend forfeiture for principal monies withdrawn prior to maturity. No custodial fees | 4.08% | $202 |
| 12 monthsFixed rate for 12 months. $500 minimum balance. Dividend forfeiture for principal monies withdrawn prior to maturity. No custodial fees | 3.82% | $382 |
| 18 monthsFixed rate for 18 months. $500 minimum balance. Dividend forfeiture for principal monies withdrawn prior to maturity. No custodial fees | 3.67% | $556 |
| 24 monthsFixed rate for 24 months. $500 minimum balance. Dividend forfeiture for principal monies withdrawn prior to maturity. No custodial fees | 3.67% | $747 |
| 36 monthsFixed rate for 36 months. $500 minimum balance. Dividend forfeiture for principal monies withdrawn prior to maturity. No custodial fees | 3.30% | $1,023 |
| 48 monthsFixed rate for 48 months. $500 minimum balance. Dividend forfeiture for principal monies withdrawn prior to maturity. No custodial fees | 3.30% | $1,387 |
| 60 monthsFixed rate for 60 months. $500 minimum balance. Dividend forfeiture for principal monies withdrawn prior to maturity. No custodial fees | 3.30% | $1,763 |
| 72 monthsFixed rate for 72 months. $500 minimum balance. Dividend forfeiture for principal monies withdrawn prior to maturity. No custodial fees | 3.30% | $2,151 |
Who can join DoverPhila Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives or works in Tuscarawas County is eligible for membership.
Employers and groups
- Anyone who attends church or worships in Tuscarawas County is eligible for membership.
Military, government and schools
- Anyone who attends school in Tuscarawas County is eligible for membership.
Family and household
- Immediate family members of eligible individuals or members qualify for membership.
Cost to join
- A $5.00 deposit is required to establish and maintain lifetime membership, with no annual or renewal fees.
Membership information collected October 5, 2026.