Credit union · NCUA insured
NAE FCU CD Rates
Top CarrotNAE FCU’s best CD rate is 3.33% APY on a 3-year share certificate (CD), with extra requirements. Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How NAE FCU’s CD rates compare
Compared with banks and credit unions near Virginia Beach, VA-NC, where NAE FCU has the most branches. $10,000, best rate first.
This credit union’s best
NAE FCU
3.33%APY
- Term
- 36 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $1,033
Share Certificates
Top rate
Together Credit Union
4.50%APY
- Term
- 11 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $412
2nd-highest rate
Langley Credit Union
4.50%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $2,462
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.33%APY · 11 terms
| Term | APY · $1,000 – $25,000 | APY · $25,001 – $100,000 | APY · $100,001 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 monthsPreferred Relationship | 2.03% | 2.03% | 2.03% | 2.03%2.03% $25k–$100k2.03% from $100k | $101 |
| 6 monthsStandard Relationship | 1.73% | 1.73% | 1.73% | 1.73%1.73% $25k–$100k1.73% from $100k | $86 |
| 7–11 monthsPreferred Relationship; Terms: 7, 8, 9, 10, & 11 months | 2.03% | 2.03% | 2.03% | 2.03%2.03% $25k–$100k2.03% from $100k | $118 |
| 7–11 monthsStandard Relationship; Terms: 7, 8, 9, 10, & 11 months | 1.73% | 1.73% | 1.73% | 1.73%1.73% $25k–$100k1.73% from $100k | $101 |
| 12 monthsPreferred Relationship | 3.03% | 3.03% | 3.03% | 3.03%3.03% $25k–$100k3.03% from $100k | $303 |
| 12 monthsStandard Relationship | 2.48% | 2.48% | 2.48% | 2.48%2.48% $25k–$100k2.48% from $100k | $248 |
| 13–16 monthsPreferred Relationship; Terms: 13, 15, & 16 months | 3.03% | 3.03% | 3.03% | 3.03%3.03% $25k–$100k3.03% from $100k | $329 |
| 13–16 monthsStandard Relationship; Terms: 13, 15, & 16 months | 2.48% | 2.48% | 2.48% | 2.48%2.48% $25k–$100k2.48% from $100k | $269 |
| 18 monthsPreferred Relationship | 3.13% | 3.13% | 3.13% | 3.13%3.13% $25k–$100k3.13% from $100k | $473 |
| 18 monthsStandard Relationship | 2.78% | 2.78% | 2.78% | 2.78%2.78% $25k–$100k2.78% from $100k | $420 |
| 19–22 monthsPreferred Relationship; Terms: 19, 20, 21, & 22 months | 3.13% | 3.13% | 3.13% | 3.13%3.13% $25k–$100k3.13% from $100k | $500 |
| 19–22 monthsStandard Relationship; Terms: 19, 20, 21, & 22 months | 2.78% | 2.78% | 2.78% | 2.78%2.78% $25k–$100k2.78% from $100k | $444 |
| 24 monthsPreferred Relationship | 3.23% | 3.23% | 3.23% | 3.23%3.23% $25k–$100k3.23% from $100k | $656 |
| 24 monthsStandard Relationship | 2.93% | 2.93% | 2.93% | 2.93%2.93% $25k–$100k2.93% from $100k | $595 |
| 30–35 monthsPreferred Relationship; Terms: 30 & 35 months | 3.23% | 3.23% | 3.23% | 3.23%3.23% $25k–$100k3.23% from $100k | $827 |
| 30–35 monthsStandard Relationship; Terms: 30 & 35 months | 2.93% | 2.93% | 2.93% | 2.93%2.93% $25k–$100k2.93% from $100k | $749 |
| 36 monthsPreferred Relationship | 3.33% | 3.33% | 3.33% | 3.33%3.33% $25k–$100k3.33% from $100k | $1,033 |
| 36 monthsStandard Relationship | 2.48% | 2.48% | 2.48% | 2.48%2.48% $25k–$100k2.48% from $100k | $763 |
| 48 monthsPreferred Relationship | 3.33% | 3.33% | 3.33% | 3.33%3.33% $25k–$100k3.33% from $100k | $1,400 |
| 48 monthsStandard Relationship | 2.48% | 2.48% | 2.48% | 2.48%2.48% $25k–$100k2.48% from $100k | $1,030 |
| 60 monthsPreferred Relationship | 3.33% | 3.33% | 3.33% | 3.33%3.33% $25k–$100k3.33% from $100k | $1,780 |
| 60 monthsStandard Relationship | 2.48% | 2.48% | 2.48% | 2.48%2.48% $25k–$100k2.48% from $100k | $1,303 |
Special-purpose accounts
IRA Certificates
Up to 3.33%APY · 11 terms
| Term | APY · $1,000 – $25,000 | APY · $25,001 – $100,000 | APY · $100,001 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 monthsPreferred Relationship | 2.03% | 2.03% | 2.03% | 2.03%2.03% $25k–$100k2.03% from $100k | $101 |
| 6 monthsStandard Relationship | 1.73% | 1.73% | 1.73% | 1.73%1.73% $25k–$100k1.73% from $100k | $86 |
| 7–11 monthsPreferred Relationship; Terms: 7, 8, 9, 10, & 11 months | 2.03% | 2.03% | 2.03% | 2.03%2.03% $25k–$100k2.03% from $100k | $118 |
| 7–11 monthsStandard Relationship; Terms: 7, 8, 9, 10, & 11 months | 1.73% | 1.73% | 1.73% | 1.73%1.73% $25k–$100k1.73% from $100k | $101 |
| 12 monthsPreferred Relationship | 3.03% | 3.03% | 3.03% | 3.03%3.03% $25k–$100k3.03% from $100k | $303 |
| 12 monthsStandard Relationship | 2.48% | 2.48% | 2.48% | 2.48%2.48% $25k–$100k2.48% from $100k | $248 |
| 13–16 monthsPreferred Relationship; Terms: 13, 15, & 16 months | 3.03% | 3.03% | 3.03% | 3.03%3.03% $25k–$100k3.03% from $100k | $329 |
| 13–16 monthsStandard Relationship; Terms: 13, 15, & 16 months | 2.48% | 2.48% | 2.48% | 2.48%2.48% $25k–$100k2.48% from $100k | $269 |
| 18 monthsPreferred Relationship | 3.13% | 3.13% | 3.13% | 3.13%3.13% $25k–$100k3.13% from $100k | $473 |
| 18 monthsStandard Relationship | 2.78% | 2.78% | 2.78% | 2.78%2.78% $25k–$100k2.78% from $100k | $420 |
| 19–22 monthsPreferred Relationship; Terms: 19, 20, 21, & 22 months | 3.13% | 3.13% | 3.13% | 3.13%3.13% $25k–$100k3.13% from $100k | $500 |
| 19–22 monthsStandard Relationship; Terms: 19, 20, 21, & 22 months | 2.78% | 2.78% | 2.78% | 2.78%2.78% $25k–$100k2.78% from $100k | $444 |
| 24 monthsPreferred Relationship | 3.23% | 3.23% | 3.23% | 3.23%3.23% $25k–$100k3.23% from $100k | $656 |
| 24 monthsStandard Relationship | 2.93% | 2.93% | 2.93% | 2.93%2.93% $25k–$100k2.93% from $100k | $595 |
| 30–35 monthsPreferred Relationship; Terms: 30 & 35 months | 3.23% | 3.23% | 3.23% | 3.23%3.23% $25k–$100k3.23% from $100k | $827 |
| 30–35 monthsStandard Relationship; Terms: 30 & 35 months | 2.93% | 2.93% | 2.93% | 2.93%2.93% $25k–$100k2.93% from $100k | $749 |
| 36 monthsPreferred Relationship | 3.33% | 3.33% | 3.33% | 3.33%3.33% $25k–$100k3.33% from $100k | $1,033 |
| 36 monthsStandard Relationship | 2.48% | 2.48% | 2.48% | 2.48%2.48% $25k–$100k2.48% from $100k | $763 |
| 48 monthsPreferred Relationship | 3.33% | 3.33% | 3.33% | 3.33%3.33% $25k–$100k3.33% from $100k | $1,400 |
| 48 monthsStandard Relationship | 2.48% | 2.48% | 2.48% | 2.48%2.48% $25k–$100k2.48% from $100k | $1,030 |
| 60 monthsPreferred Relationship | 3.33% | 3.33% | 3.33% | 3.33%3.33% $25k–$100k3.33% from $100k | $1,780 |
| 60 monthsStandard Relationship | 2.48% | 2.48% | 2.48% | 2.48%2.48% $25k–$100k2.48% from $100k | $1,303 |
Who can join NAE FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- You qualify for NAE membership if you live, work, worship, volunteer, or attend school in, or are a business or other legal entity located in the Virginia Beach - Norfolk - Newport News, VA - NC Metropolitan Statistical Area.
Membership information collected October 4, 2026.