Credit union · NCUA insured
STAR Financial Credit Union CD Rates
Top CarrotSTAR Financial Credit Union’s best CD rate is 3.43% APY on a 3-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How STAR Financial Credit Union’s CD rates compare
Compared with banks and credit unions near Corpus Christi, TX, where STAR Financial Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
STAR Financial Credit Union
3.43%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000
- $1,065
Special Certificate
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $461
STAR Financial Credit Union CD score
75
CD score
Higher than 38% of U.S. banks and credit unions
- 3–8 months3–8 mo3.39%
- 9–15 months9–15 mo3.35%
- 16–30 months16–30 mo3.36%
- 31–60 months31–60 mo3.43%
- QualifiedQualified3.43%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where STAR Financial Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Special Certificate
Up to 3.43%APY · 3 terms
Special conditions: New deposits only, no internal transfers, limited time offer.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsNew deposits only; no internal transfers; limited time; dividends compounded and credited monthly; additional deposits and withdrawals not allowed | 3.28% | $496 |
| 24 monthsNew deposits only; no internal transfers; limited time; dividends compounded and credited monthly; additional deposits and withdrawals not allowed | 3.36% | $683 |
| 36 monthsNew deposits only; no internal transfers; limited time; dividends compounded and credited monthly; additional deposits and withdrawals not allowed | 3.43% | $1,065 |
Sources (1)
- starcu.org/es/resources/rates · captured Sep 25, 2026
Investment Certificate Account
Up to 3.39%APY · 6 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsDividends compounded and credited monthly; additional deposits not allowed; withdrawals permitted for dividends only | 3.39% | $168 |
| 12 monthsDividends compounded and credited monthly; additional deposits not allowed; withdrawals permitted for dividends only | 3.35% | $335 |
| 24 monthsDividends compounded and credited monthly; additional deposits not allowed; withdrawals permitted for dividends only | 3.21% | $652 |
| 36 monthsDividends compounded and credited monthly; additional deposits not allowed; withdrawals permitted for dividends only | 3.28% | $1,017 |
| 48 monthsDividends compounded and credited monthly; additional deposits not allowed; withdrawals permitted for dividends only | 3.20% | $1,343 |
| 60 monthsDividends compounded and credited monthly; additional deposits not allowed; withdrawals permitted for dividends only | 3.31% | $1,768 |
Sources (1)
- starcu.org/es/resources/rates · captured Sep 25, 2026
Special-purpose accounts
IRA Certificate
Up to 3.39%APY · 6 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsDividends compounded and credited monthly; additional deposits not allowed; withdrawals permitted for dividends only | 3.39% | $168 |
| 12 monthsDividends compounded and credited monthly; additional deposits not allowed; withdrawals permitted for dividends only | 3.35% | $335 |
| 24 monthsDividends compounded and credited monthly; additional deposits not allowed; withdrawals permitted for dividends only | 3.21% | $652 |
| 36 monthsDividends compounded and credited monthly; additional deposits not allowed; withdrawals permitted for dividends only | 3.28% | $1,017 |
| 48 monthsDividends compounded and credited monthly; additional deposits not allowed; withdrawals permitted for dividends only | 3.20% | $1,343 |
| 60 monthsDividends compounded and credited monthly; additional deposits not allowed; withdrawals permitted for dividends only | 3.31% | $1,768 |
Sources (1)
- starcu.org/es/resources/rates · captured Sep 25, 2026
Who can join STAR Financial Credit Union
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